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Small Business Administration Loans

Help your small business grow with a Small Business Administration (SBA) loan. City & County is an SBA lender, working with small businesses who qualify for SBA loans.

What qualifies a business for an SBA loan?

Features of an SBA Loan

  • Minimum and maximum loan amounts are determined by the U.S. Small Business Administration (SBA)
  • Credit limit maximum, net of the SBA guaranty, is $1,000,000
  • Terms follow SBA guaranty program guidelines

How to Apply for an SBA Loan

Since every business is different, we work individually with our business members to ensure the loan process is simple. Before you begin, make sure your business qualifies for an SBA loan. Once you’ve verified your business qualifies, reach out to our Business Services Department at (651) 225-2750 or to begin the application process.

Once your application is submitted, we’ll work closely with you and the Small Business Administration through the rest of the process.

Advantages of a Small Business Administration Loan

A Small Business Administration Loan from City & County Credit Union allows for longer terms than a typical business loan. This helps improve your cash flow while your business makes forward progress.

City & County Credit Union’s SBA loans are part of the Guaranteed Loan Program, as set by the Small Business Administration. Because these loans are guaranteed, small business that may otherwise have a difficult time finding financing, can take out a loan to push their business forward.

The standards set by the SBA allow for small business to succeed and provide life-giving support to the community around them.

To find out more about SBA loans, visit

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