Savings Accounts That Grow Your Dreams
Build your emergency fund, plan your next adventure, or save for life's biggest moments with accounts designed to make every dollar count.
Put Purpose Behind Every Dollar
From emergency cushions to vacation funds, we have an account that fits your saving style.
Find Your Savings Match
Primary Savings
Your CCCU Starting Line
- $5 minimum balance
- Quarterly dividend earnings
- Required for membership
- Perfect for basic emergency funds and getting started with CCCU
For those who don't want to earn interest, you can open a non-interest primary savings account.
Automatic Savings
Set It and Forget It
- Higher interest rates reward consistency
- Automatic transfers build discipline
- Set your schedule and forget it
- Perfect for long-term savers who want to "pay themselves first"
Certificates (CDs)
Guaranteed Growth
- $1,000 minimum ($100 for ages 17 and younger)
- Fixed rates protect against market changes
- Terms from 6 months to 5 years
- Perfect for conservative savers with specific timelines for guaranteed outcomes
Individual Retirement Account (IRA)
Save for the Future
- IRAs allow you to make the most of every dollar you save for the future
- Contributions may be tax deductible, and the tax paid on earnings deferred
- Submit this form to request IRA or HSA contributions for the 2025 tax year
Daily Interest Savings
Goal-Focused Growth
- No minimum balance required
- Interest accrues daily, paid quarterly
- Track progress in real time
- Perfect for vacation funds, wedding savings, or specific purchase goals
Money Market
Bigger Balances, Better Returns
- $2,500 minimum balance
- Higher interest rates than traditional savings
- Immediate access when you need it
- Perfect for emergency funds that earn more while staying liquid
Safe Deposit Boxes
Peace of Mind
- Keep your documents and other irreplaceable information is in a secure location.
- Available at the Saint Paul or Lake Elmo branch.
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Ready To Level Up?
When you're ready to move beyond savings, our investment partners at Servion Financial Advisors can help you create a personalized plan.
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