Checking
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Deposit Rates
Savings, Checking & CD Rates
Updated November 2023
Savings Accounts
|
Account Type |
Dividend Rate |
APY |
Minimum to Open |
|---|---|---|---|
|
Share Savings Share Savings |
0.20% 0.20% Rate |
0.20% 0.20% APY |
$5 $5 minimum to open |
|
Daily Interest/Holiday Club Daily Interest/Holiday Club |
0.20% 0.20% Rate |
0.20% 0.20% APY |
no minimum No minimum balance to open |
|
Kids Club Savings Account Kids Club Savings Account |
0.20% 0.20% Rate |
0.20% 0.20% APY |
no minimum No minimum balance to open |
|
Automatic Savings Automatic Savings |
0.35% 0.35% Rate |
0.35% 0.35% APY |
no minimum No minimum balance to open |
Account Type
Share Savings
0.20% Rate
0.20% APY
$5 minimum to open
Account Type
Daily Interest/Holiday Club
0.20% Rate
0.20% APY
No minimum balance to open
Account Type
Kids Club Savings Account
0.20% Rate
0.20% APY
No minimum balance to open
Account Type
Automatic Savings
0.35% Rate
0.35% APY
No minimum balance to open
APY = Annual Percentage Yield
The dividend rate and annual percentage yield may change at any time as determined by the Credit Union's Board of Directors and are the rates and yields that the Credit Union anticipates paying for the applicable dividend period. All accrued earnings are forfeited if a dividend earning account is closed before the end of the quarter.
Certificates of Deposit
Limited time 9 Month CD Special - 5.00% APY (4.91% rate) | $5,000 Minimum. Complete details.
|
Account Type: Regular CD |
Interest Rate |
APY |
Minimum to Open |
|---|---|---|---|
|
Savings Builder CD You may make additional deposits anytime up to $5,000 maximum value. Savings Builder CD Deposits may be made anytime up to $5,000 max value. |
1.75% 1.75% Rate |
1.76% 1.76% APY |
$100 $100 minimum to open |
|
Youth Certificate For ages 0-17, you may make additional deposits anytime up to $10,000 maximum value. Youth Certificate For ages 0-17, may make deposits anytime up to $10,000 max value. |
2.70% 2.70% Rate |
2.73% 2.73% APY |
$100 $100 minimum to open |
|
6 month 6 month CD |
1.50% 1.50% Rate |
1.51% 1.51% APY |
$1,000 $1,000 minimum to open |
|
12 month 12 month CD |
1.95% 1.95% Rate |
1.96% 1.96% APY |
$1,000 $1,000 minimum to open |
|
24 month 24 month CD |
2.15% 2.15% Rate |
2.17% 2.17% APY |
$1,000 $1,000 minimum to open |
|
36 month 36 month CD |
2.40% 2.40% Rate |
2.42% 2.42% APY |
$1,000 $1,000 minimum to open |
|
48 month 48 month CD |
2.50% 2.50% Rate |
2.52% 2.52% APY |
$1,000 $1,000 minimum to open |
|
60 month 60 month CD |
2.75% 2.75% Rate |
2.78% 2.78% APY |
$1,000 $1,000 minimum to open |
|
CD Special Limited time, 9 month term |
4.91% 4.91% Rate |
5.00% 5.00% APY |
$5,000 $5,000 minimum to open |
Account Type: Regular CD
Savings Builder CD
Deposits may be made anytime up to $5,000 max value.
1.75% Rate
1.76% APY
$100 minimum to open
Account Type: Regular CD
Youth Certificate
For ages 0-17, may make deposits anytime up to $10,000 max value.
2.70% Rate
2.73% APY
$100 minimum to open
Account Type: Regular CD
6 month CD
1.50% Rate
1.51% APY
$1,000 minimum to open
Account Type: Regular CD
12 month CD
1.95% Rate
1.96% APY
$1,000 minimum to open
Account Type: Regular CD
24 month CD
2.15% Rate
2.17% APY
$1,000 minimum to open
Account Type: Regular CD
36 month CD
2.40% Rate
2.42% APY
$1,000 minimum to open
Account Type: Regular CD
48 month CD
2.50% Rate
2.52% APY
$1,000 minimum to open
Account Type: Regular CD
60 month CD
2.75% Rate
2.78% APY
$1,000 minimum to open
Account Type: Regular CD
CD Special
Limited time, 9 month term
4.91% Rate
5.00% APY
$5,000 minimum to open
Maximum 1 Youth CD per SSN under age 18. Maximum 1 Savings Builder CD per SSN 18 years and older. 6 Month CD not available for IRA. A penalty may be imposed for early withdrawal.
IRA Certificates of Deposit
Limited time 9 Month IRA CD Special - 5.00% APY (4.91% rate) | $5,000 Minimum. Complete details.
|
Account Type: IRA CD |
Interest Rate |
APY |
Minimum to Open |
|---|---|---|---|
|
12 month 12 month IRA CD |
1.95% 1.95% Rate |
1.96% 1.96% APY |
$1,000 $1,000 minimum to open |
|
24 month 24 month IRA CD |
2.15% 2.15% Rate |
2.17% 2.17% APY |
$1,000 $1,000 minimum to open |
|
36 month 36 month IRA CD |
2.40% 2.40% Rate |
2.42% 2.42% APY |
$1,000 $1,000 minimum to open |
|
48 month 48 month IRA CD |
2.50% 2.50% Rate |
2.52% 2.52% APY |
$1,000 $1,000 minimum to open |
|
60 month 60 month IRA CD |
2.75% 2.75% Rate |
2.78% 2.78% APY |
$1,000 $1,000 minimum to open |
|
CD Special Limited time, 9 month term |
4.91% 4.91% Rate |
5.00% 5.00% APY |
$5,000 $5,000 minimum to open |
Account Type: IRA CD
12 month IRA CD
1.95% Rate
1.96% APY
$1,000 minimum to open
Account Type: IRA CD
24 month IRA CD
2.15% Rate
2.17% APY
$1,000 minimum to open
Account Type: IRA CD
36 month IRA CD
2.40% Rate
2.42% APY
$1,000 minimum to open
Account Type: IRA CD
48 month IRA CD
2.50% Rate
2.52% APY
$1,000 minimum to open
Account Type: IRA CD
60 month IRA CD
2.75% Rate
2.78% APY
$1,000 minimum to open
Account Type: IRA CD
CD Special
Limited time, 9 month term
4.91% Rate
5.00% APY
$5,000 minimum to open
Health Savings Accounts (HSAs)
|
HSAs (tiered) |
Interest Rate |
APY |
Minimum |
|---|---|---|---|
|
$0-$2,499 HSA $0-$2,499 |
0.11% 0.11% Rate |
0.11% 0.11% APY |
no minimum No minimum |
|
$2,500-$9,999 HSA $2,500-$9,999 |
0.16% 0.16% Rate |
0.16% 0.16% APY |
$2,500 $2,500 minimum |
|
$10,000-$24,999 HSA $10,000-$24,999 |
0.19% 0.19% Rate |
0.19% 0.19% APY |
$10,000 $10,000 minimum |
|
$25,000 and over HSA $25,000 and over |
0.22% 0.22% Rate |
0.22% 0.22% APY |
$25,000 $25,000 minimum |
HSAs (tiered)
HSA $0-$2,499
0.11% Rate
0.11% APY
No minimum
HSAs (tiered)
HSA $2,500-$9,999
0.16% Rate
0.16% APY
$2,500 minimum
HSAs (tiered)
HSA $10,000-$24,999
0.19% Rate
0.19% APY
$10,000 minimum
HSAs (tiered)
HSA $25,000 and over
0.22% Rate
0.22% APY
$25,000 minimum
Checking Accounts
|
Account Type |
Interest Rate |
APY |
Minimum to Open |
|---|---|---|---|
|
iSelect Checking iSelect Checking |
0.11% 0.11% Rate |
0.11% 0.11% APY |
no minimum No minimum |
|
Advantage Checking (tiered) Advantage Checking $0-$2,499 |
- no interest earned |
- |
- $2,500 minimum to open |
|
$2,500-$9,999 Advantage Checking $2,500-$9,999 |
0.16% 0.16% Rate |
0.16% 0.16% APY |
$2,500 $2,500 minimum |
|
$10,000-$24,999 Advantage Checking $10,000-$24,999 |
0.19% 0.19% Rate |
0.19% 0.19% APY |
$10,000 $10,000 minimum |
|
$25,000 and over Advantage Checking $25,000 and over |
0.22% 0.22% Rate |
0.22% 0.22% APY |
$25,000 $25,000 minimum |
|
AdvantagePlus Checking AdvantagePlus Checking |
0.25% 0.25% Rate |
0.25% 0.25% APY |
$10,000 $10,000 minimum |
Account Type
iSelect Checking
0.11% Rate
0.11% APY
No minimum
Account Type
Advantage Checking $0-$2,499
no interest earned
-
$2,500 minimum to open
Account Type
Advantage Checking $2,500-$9,999
0.16% Rate
0.16% APY
$2,500 minimum
Account Type
Advantage Checking $10,000-$24,999
0.19% Rate
0.19% APY
$10,000 minimum
Account Type
Advantage Checking $25,000 and over
0.22% Rate
0.22% APY
$25,000 minimum
Account Type
AdvantagePlus Checking
0.25% Rate
0.25% APY
$10,000 minimum
iSelect interest rate earned only if interest option is selected upon opening account.
Individual Retirement Account (IRA) Savings
|
IRA Savings (tiered) |
Interest Rate |
APY |
Minimum |
|---|---|---|---|
|
$1-$24,999 IRA Savings $1-$24,999 |
0.35% 0.35% Rate |
0.35% 0.35% APY |
no minimum No minimum |
|
$25,000-$49,999 IRA Savings $25,000-$49,999 |
0.40% 0.40% Rate |
0.40% 0.40% APY |
$25,000 $25,000 minimum |
|
$50,000-$99,999 IRA Savings $50,000-$99,999 |
0.50% 0.50% Rate |
0.50% 0.50% APY |
$50,000 $50,000 minimum |
|
$100,000 and over IRA Savings $100,000 and over |
0.60% 0.60% Rate |
0.60% 0.60% APY |
$100,000 $100,000 minimum |
IRA Savings (tiered)
IRA Savings $1-$24,999
0.35% Rate
0.35% APY
No minimum
IRA Savings (tiered)
IRA Savings $25,000-$49,999
0.40% Rate
0.40% APY
$25,000 minimum
IRA Savings (tiered)
IRA Savings $50,000-$99,999
0.50% Rate
0.50% APY
$50,000 minimum
IRA Savings (tiered)
IRA Savings $100,000 and over
0.60% Rate
0.60% APY
$100,000 minimum
Money Market Savings
|
Money Market Savings (tiered) |
Interest Rate |
APY |
Minimum |
|---|---|---|---|
|
$0-$24,999 Money Market Savings $0-$24,999 |
0.35% 0.35% Rate |
0.35% 0.35% APY |
$2,500 $2,500 minimum |
|
$25,000-$49,999 Money Market Savings $25,000-$49,999 |
0.40% 0.40% Rate |
0.40% 0.40% APY |
$25,000 $25,000 minimum |
|
$50,000-$99,999 Money Market Savings $50,000-$99,999 |
0.50% 0.50% Rate |
0.50% 0.50% APY |
$50,000 $50,000 minimum |
|
$100,000 and over Money Market Savings $100,000 and over |
0.60% 0.60% Rate |
0.60% 0.60% APY |
$100,000 $100,000 minimum |
Money Market Savings (tiered)
Money Market Savings $0-$24,999
0.35% Rate
0.35% APY
$2,500 minimum
Money Market Savings (tiered)
Money Market Savings $25,000-$49,999
0.40% Rate
0.40% APY
$25,000 minimum
Money Market Savings (tiered)
Money Market Savings $50,000-$99,999
0.50% Rate
0.50% APY
$50,000 minimum
Money Market Savings (tiered)
Money Market Savings $100,000 and over
0.60% Rate
0.60% APY
$100,000 minimum