Deposit Rates

Savings, Checking & CD Rates

Updated November 2023

Savings Accounts

Account Type

Dividend Rate

APY

Minimum to Open

Share Savings

Share Savings

0.20%

0.20% Rate

0.20%

0.20% APY

$5

$5 minimum to open

Daily Interest/Holiday Club

Daily Interest/Holiday Club

0.20%

0.20% Rate

0.20%

0.20% APY

no minimum

No minimum balance to open

Kids Club Savings Account

Kids Club Savings Account

0.20%

0.20% Rate

0.20% 

0.20% APY

no minimum

No minimum balance to open

Automatic Savings

Automatic Savings

0.35%

0.35% Rate

0.35%

0.35% APY

no minimum

No minimum balance to open

Account Type

Share Savings

0.20% Rate

0.20% APY

$5 minimum to open

Account Type

Daily Interest/Holiday Club

0.20% Rate

0.20% APY

No minimum balance to open

Account Type

Kids Club Savings Account

0.20% Rate

0.20% APY

No minimum balance to open

Account Type

Automatic Savings

0.35% Rate

0.35% APY

No minimum balance to open

APY = Annual Percentage Yield

The dividend rate and annual percentage yield may change at any time as determined by the Credit Union's Board of Directors and are the rates and yields that the Credit Union anticipates paying for the applicable dividend period. All accrued earnings are forfeited if a dividend earning account is closed before the end of the quarter.

Certificates of Deposit

Limited time 9 Month CD Special - 5.00% APY (4.91% rate) | $5,000 Minimum. Complete details.

Account Type: Regular CD

Interest Rate

APY

Minimum to Open

Savings Builder CD

You may make additional deposits anytime up to $5,000 maximum value.
Once your balance reaches $1,000, you have the option to upgrade to a regular CD.

Savings Builder CD

Deposits may be made anytime up to $5,000 max value.

1.75%

1.75% Rate

1.76%

1.76% APY

$100

$100 minimum to open

Youth Certificate

For ages 0-17, you may make additional deposits anytime up to $10,000 maximum value.

Youth Certificate

For ages 0-17,  may make deposits anytime up to $10,000 max value.

2.70%

2.70% Rate

2.73%

2.73% APY

$100

$100 minimum to open

6 month

6 month CD

1.50%

1.50% Rate

1.51%

1.51% APY

$1,000

$1,000 minimum to open

12 month

12 month CD

1.95%

1.95% Rate

1.96%

1.96% APY

$1,000

$1,000 minimum to open

24 month

24 month CD

2.15%

2.15% Rate

2.17%

2.17% APY

$1,000

$1,000 minimum to open

36 month

36 month CD

2.40%

2.40% Rate

2.42%

2.42% APY

$1,000

$1,000 minimum to open

48 month

48 month CD

2.50%

2.50% Rate

2.52%

2.52% APY

$1,000

$1,000 minimum to open

60 month

60 month CD

2.75%

2.75% Rate

2.78%

2.78% APY

$1,000

$1,000 minimum to open

CD Special

Limited time, 9 month term 

4.91%

4.91% Rate

5.00%

5.00% APY

$5,000

$5,000 minimum to open

Account Type: Regular CD

Savings Builder CD

Deposits may be made anytime up to $5,000 max value.

1.75% Rate

1.76% APY

$100 minimum to open

Account Type: Regular CD

Youth Certificate

For ages 0-17,  may make deposits anytime up to $10,000 max value.

2.70% Rate

2.73% APY

$100 minimum to open

Account Type: Regular CD

6 month CD

1.50% Rate

1.51% APY

$1,000 minimum to open

Account Type: Regular CD

12 month CD

1.95% Rate

1.96% APY

$1,000 minimum to open

Account Type: Regular CD

24 month CD

2.15% Rate

2.17% APY

$1,000 minimum to open

Account Type: Regular CD

36 month CD

2.40% Rate

2.42% APY

$1,000 minimum to open

Account Type: Regular CD

48 month CD

2.50% Rate

2.52% APY

$1,000 minimum to open

Account Type: Regular CD

60 month CD

2.75% Rate

2.78% APY

$1,000 minimum to open

Account Type: Regular CD

CD Special

Limited time, 9 month term 

4.91% Rate

5.00% APY

$5,000 minimum to open

Maximum 1 Youth CD per SSN under age 18. Maximum 1 Savings Builder CD per SSN 18 years and older. 6 Month CD not available for IRA. A penalty may be imposed for early withdrawal.

IRA Certificates of Deposit

Limited time 9 Month IRA CD Special - 5.00% APY (4.91% rate) | $5,000 Minimum. Complete details.

Account Type: IRA CD

Interest Rate

APY

Minimum to Open

12 month

12 month IRA CD

1.95%

1.95% Rate

1.96%

1.96% APY

$1,000

$1,000 minimum to open

24 month

24 month IRA CD

2.15%

2.15% Rate

2.17%

2.17% APY

$1,000

$1,000 minimum to open

36 month

36 month IRA CD

2.40%

2.40% Rate

2.42%

2.42% APY

$1,000

$1,000 minimum to open

48 month

48 month IRA CD

2.50%

2.50% Rate

2.52%

2.52% APY

$1,000

$1,000 minimum to open

60 month

60 month IRA CD

2.75%

2.75% Rate

2.78%

2.78% APY

$1,000

$1,000 minimum to open

CD Special

Limited time, 9 month term

4.91%

4.91% Rate

5.00%

5.00% APY

$5,000

$5,000 minimum to open

Account Type: IRA CD

12 month IRA CD

1.95% Rate

1.96% APY

$1,000 minimum to open

Account Type: IRA CD

24 month IRA CD

2.15% Rate

2.17% APY

$1,000 minimum to open

Account Type: IRA CD

36 month IRA CD

2.40% Rate

2.42% APY

$1,000 minimum to open

Account Type: IRA CD

48 month IRA CD

2.50% Rate

2.52% APY

$1,000 minimum to open

Account Type: IRA CD

60 month IRA CD

2.75% Rate

2.78% APY

$1,000 minimum to open

Account Type: IRA CD

CD Special

Limited time, 9 month term

4.91% Rate

5.00% APY

$5,000 minimum to open

Health Savings Accounts (HSAs)

HSAs (tiered)

Interest Rate

APY

Minimum

$0-$2,499

HSA $0-$2,499

0.11%

0.11% Rate

0.11%

0.11% APY

no minimum

No minimum

$2,500-$9,999

HSA $2,500-$9,999

0.16%

0.16% Rate

0.16%

0.16% APY

$2,500

$2,500 minimum

$10,000-$24,999

HSA $10,000-$24,999

0.19%

0.19% Rate

0.19%

0.19% APY

$10,000

$10,000 minimum

$25,000 and over

HSA $25,000 and over

0.22%

0.22% Rate

0.22%

0.22% APY

$25,000

$25,000 minimum

HSAs (tiered)

HSA $0-$2,499

0.11% Rate

0.11% APY

No minimum

HSAs (tiered)

HSA $2,500-$9,999

0.16% Rate

0.16% APY

$2,500 minimum

HSAs (tiered)

HSA $10,000-$24,999

0.19% Rate

0.19% APY

$10,000 minimum

HSAs (tiered)

HSA $25,000 and over

0.22% Rate

0.22% APY

$25,000 minimum

Checking Accounts

Account Type

Interest Rate

APY

Minimum to Open

iSelect Checking

iSelect Checking

0.11%

0.11% Rate

0.11%

0.11% APY

no minimum

No minimum

Advantage Checking (tiered)

Advantage Checking $0-$2,499

-

no interest earned

-

-

$2,500 minimum to open

$2,500-$9,999

Advantage Checking $2,500-$9,999

0.16%

0.16% Rate

0.16%

0.16% APY

$2,500

$2,500 minimum

  $10,000-$24,999

Advantage Checking $10,000-$24,999

0.19%

0.19% Rate

0.19%

0.19% APY

$10,000

$10,000 minimum

 $25,000 and over

Advantage Checking $25,000 and over

0.22%

0.22% Rate

0.22%

0.22% APY

$25,000

$25,000 minimum

AdvantagePlus Checking

AdvantagePlus Checking

0.25%

0.25% Rate

0.25%

0.25% APY

$10,000

$10,000 minimum

Account Type

iSelect Checking

0.11% Rate

0.11% APY

No minimum

Account Type

Advantage Checking $0-$2,499

no interest earned

-

$2,500 minimum to open

Account Type

Advantage Checking $2,500-$9,999

0.16% Rate

0.16% APY

$2,500 minimum

Account Type

Advantage Checking $10,000-$24,999

0.19% Rate

0.19% APY

$10,000 minimum

Account Type

Advantage Checking $25,000 and over

0.22% Rate

0.22% APY

$25,000 minimum

Account Type

AdvantagePlus Checking

0.25% Rate

0.25% APY

$10,000 minimum

iSelect interest rate earned only if interest option is selected upon opening account.

Individual Retirement Account (IRA) Savings

IRA Savings (tiered)

Interest Rate

APY

Minimum

$1-$24,999

IRA Savings $1-$24,999

0.35%

0.35% Rate

0.35%

0.35% APY

no minimum

No minimum

$25,000-$49,999

IRA Savings $25,000-$49,999

0.40%

0.40% Rate

0.40%

0.40% APY

$25,000

$25,000 minimum

$50,000-$99,999

IRA Savings $50,000-$99,999

0.50%

0.50% Rate

0.50%

0.50% APY

$50,000

$50,000 minimum

$100,000 and over

IRA Savings $100,000 and over

0.60%

0.60% Rate

0.60%

0.60% APY

$100,000

$100,000 minimum

IRA Savings (tiered)

IRA Savings $1-$24,999

0.35% Rate

0.35% APY

No minimum

IRA Savings (tiered)

IRA Savings $25,000-$49,999

0.40% Rate

0.40% APY

$25,000 minimum

IRA Savings (tiered)

IRA Savings $50,000-$99,999

0.50% Rate

0.50% APY

$50,000 minimum

IRA Savings (tiered)

IRA Savings $100,000 and over

0.60% Rate

0.60% APY

$100,000 minimum

Money Market Savings

Money Market Savings (tiered)

Interest Rate

APY

Minimum

$0-$24,999

Money Market Savings $0-$24,999

0.35%

0.35% Rate

0.35%

0.35% APY

$2,500

$2,500 minimum

$25,000-$49,999

Money Market Savings $25,000-$49,999

0.40%

0.40% Rate

0.40%

0.40% APY

$25,000

$25,000 minimum

$50,000-$99,999

Money Market Savings $50,000-$99,999

0.50%

0.50% Rate

0.50%

0.50% APY

$50,000

$50,000 minimum

$100,000 and over

Money Market Savings $100,000 and over

0.60%

0.60% Rate

0.60%

0.60% APY

$100,000

$100,000 minimum

Money Market Savings (tiered)

Money Market Savings $0-$24,999

0.35% Rate

0.35% APY

$2,500 minimum

Money Market Savings (tiered)

Money Market Savings $25,000-$49,999

0.40% Rate

0.40% APY

$25,000 minimum

Money Market Savings (tiered)

Money Market Savings $50,000-$99,999

0.50% Rate

0.50% APY

$50,000 minimum

Money Market Savings (tiered)

Money Market Savings $100,000 and over

0.60% Rate

0.60% APY

$100,000 minimum