Business Deposit Rates That Work Harder

Simple terms. Competitive yields. Tools to help your money grow while you run the show.

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checking

Business Checking Accounts

Business Checking Accounts

MANAGE CASH FLOW WITH CONFIDENCE

Simplify payments, track expenses, and keep operations running smoothly with accounts built for everyday business needs.

Updated September 2025

Business Checking Accounts

Account Type
Interest Rate
APY
Minimum to Open
Business Select Checking
N/A
N/A
$100
Business Advantage Checking
0.10%
0.10%
$2,500
Business AdvantagePlus Checking
0.20%
0.20%
$10,000

APY = Annual Percentage Yield

Business Checking: Business Select is a non-interest-bearing account with 50 free monthly transactions. Business Advantage requires $2,500 minimum balance to earn stated APY with 150 free monthly transactions. Business AdvantagePlus requires $10,000 minimum balance to earn stated APY with 300 free monthly transactions. Transaction fees apply after free transaction limits.

Business Savings Accounts

Business Savings Accounts

Business Savings Accounts

LET YOUR RESERVES WORK HARDER

Grow your business funds with competitive rates and flexible access—so your money earns more while you focus on what’s next.

Updated September 2025

Business Savings Accounts

Account Type
Dividend Rate
APY
Minimum to Open
Business Share Savings
0.10%
0.10%
$5

APY = Annual Percentage Yield

The dividend rate and annual percentage yield may change at any time as determined by the Credit Union's Board of Directors and are the rates and yields that the Credit Union anticipates paying for the applicable dividend period. All accrued earnings are forfeited if a dividend earning account is closed before the end of the quarter.

cds

Business CDs

Business Certificates of Deposit (CD)

LOCK IN RETURNS. PLAN AHEAD.

Secure steady growth with fixed rates and guaranteed earnings that help your business plan, invest, and expand with purpose.

Updated September 2025

Business Certificates of Deposit (CD)

Account Type
Interest Rate
APY
Minimum to Open
6 month CD
1.50%
1.50%
$1,000
12 month CD
1.95%
1.96%
$1,000
24 month CD
2.15%
2.17%
$1,000
36 month CD
2.40%
2.42%
$1,000
48 month CD
2.50%
2.52%
$1,000
60 month CD
2.75%
2.78%
$1,000
CD Special - 9 month term
up to 3.95%
up to 4.01%
$5,000
CD Special -15 month term
up to 3.56%
up to 3.61%
$5,000

A penalty may be imposed for early withdrawal.

APY = Annual Percentage Yield. Rates effective as of 9/4/2025 and subject to change without notice. Minimum purchase amount is $5,000. 9-month CD for 4.01% APY and 15-month CD for 3.61% APY include a rate boost of 0.20% and are available on certificates with an original balance not included in current CCCU member's 3 month average daily balance. CDs also available for existing CCCU account balances at reduced APY (9-month CD for 3.80% APY, 15-month CD for 3.40% APY). 9-month CD will automatically renew into a 12-month term and 15-month CD will automatically renew into a 24-month term at maturity unless otherwise directed by member. IRA certificates are also available. A penalty for early withdrawal may apply and may reduce earnings.

Business Checking Accounts

MANAGE CASH FLOW WITH CONFIDENCE

Simplify payments, track expenses, and keep operations running smoothly with accounts built for everyday business needs.

Updated September 2025

Account Type
Interest Rate
APY
Minimum to Open
Business Select Checking
N/A
N/A
$100
Business Advantage Checking
0.10%
0.10%
$2,500
Business AdvantagePlus Checking
0.20%
0.20%
$10,000

APY = Annual Percentage Yield

Business Checking: Business Select is a non-interest-bearing account with 50 free monthly transactions. Business Advantage requires $2,500 minimum balance to earn stated APY with 150 free monthly transactions. Business AdvantagePlus requires $10,000 minimum balance to earn stated APY with 300 free monthly transactions. Transaction fees apply after free transaction limits.

Business Savings Accounts

LET YOUR RESERVES WORK HARDER

Grow your business funds with competitive rates and flexible access—so your money earns more while you focus on what’s next.

Updated September 2025

Account Type
Dividend Rate
APY
Minimum to Open
Business Share Savings
0.10%
0.10%
$5

APY = Annual Percentage Yield

The dividend rate and annual percentage yield may change at any time as determined by the Credit Union's Board of Directors and are the rates and yields that the Credit Union anticipates paying for the applicable dividend period. All accrued earnings are forfeited if a dividend earning account is closed before the end of the quarter.

Business Certificates of Deposit (CD)

LOCK IN RETURNS. PLAN AHEAD.

Secure steady growth with fixed rates and guaranteed earnings that help your business plan, invest, and expand with purpose.

Updated September 2025

Account Type
Interest Rate
APY
Minimum to Open
6 month CD
1.50%
1.50%
$1,000
12 month CD
1.95%
1.96%
$1,000
24 month CD
2.15%
2.17%
$1,000
36 month CD
2.40%
2.42%
$1,000
48 month CD
2.50%
2.52%
$1,000
60 month CD
2.75%
2.78%
$1,000
CD Special - 9 month term
up to 3.95%
up to 4.01%
$5,000
CD Special -15 month term
up to 3.56%
up to 3.61%
$5,000

A penalty may be imposed for early withdrawal.

APY = Annual Percentage Yield. Rates effective as of 9/4/2025 and subject to change without notice. Minimum purchase amount is $5,000. 9-month CD for 4.01% APY and 15-month CD for 3.61% APY include a rate boost of 0.20% and are available on certificates with an original balance not included in current CCCU member's 3 month average daily balance. CDs also available for existing CCCU account balances at reduced APY (9-month CD for 3.80% APY, 15-month CD for 3.40% APY). 9-month CD will automatically renew into a 12-month term and 15-month CD will automatically renew into a 24-month term at maturity unless otherwise directed by member. IRA certificates are also available. A penalty for early withdrawal may apply and may reduce earnings.

Grow Your Business With Confidence

From startups to established companies, your capital deserves to work as hard as you do. Our straightforward business deposit rates help maximize every dollar with options that fit your timeline and goals.

Business Owner In Apron Standing In Doorway

Ready To Strengthen Your Bottom Line?

You bring the vision. We’ll bring the financial tools to help you get there.

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