Drive Your Dream

With a City & County Auto Loan you can enjoy better rates, no payments for 90 days, and a credit union that keeps it simple. 

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Car Buying Without the Chaos

New, used, or refinancing—our auto loans keep it easy with:

  • No payments for 90 days (hello, breathing room!)
  • Finance up to 100% including tax, license & warranty
  • Flexible terms that bend with your budget, not break it
  • Pre-approval that puts you in the driver's seat at dealerships

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CHECK CURRENT RATES

Make Your Auto Loan Go Further

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CU Auto

Skip the dealership stress with our car-buying service that finds your perfect vehicle, negotiates the best price, and maximizes your trade-in value.

FIND YOUR DREAM CAR
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Extended Warranty Coverage

Protect yourself from unexpected repair costs after your manufacturer's warranty expires with coverage that keeps you on the road.

EXPLORE COVERAGE
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GAP Plus Protection

Bridge the gap between insurance payout and your loan balance if your vehicle is totaled, plus get help with your next purchase.

PROTECT MY LOAN
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Debt Protection

If life throws you a curveball, this optional add-on can cover your loan payments during hard times.

EXPLORE OPTIONS
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Auto Insurance Savings

Bundle and save with exclusive member rates on auto insurance through TruStage.

GET A QUOTE
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Estimate Your Auto Loan Payment

Use these calculators to see what your monthly payment could look like. Just plug in your loan amount and term to get started.

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Car Buying, Simplified

Ready to hit the road? Download our free Auto Loan Guide for expert tips on financing, negotiating, and avoiding common dealership traps.

DOWNLOAD FREE GUIDE
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Let’s Get You Behind the Wheel

Three ways to start your engine—apply online, visit a branch, or call our team. No wrong turns here!

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Extended Warranty Coverage
Extended Warranty is provided by Route 66 and is not an insurance product. For a complete list of Terms and Conditions, see the Route 66 Service Agreement at any branch. The purchase of an Extended Warranty is voluntary and is not required as a condition of loan approval. The Extended Warranty Services are; (1) not federally insured; (2) not obligations of the credit union; (3) not guaranteed by the credit union or any affiliated entity. City & County Credit Union and Route 66 are separate entities.

Guaranteed Asset Protection (GAP)
Your purchase of MEMBERS CHOICE™️ Guaranteed Asset Protection (GAP), which includes deductible assistance, is optional and will not affect your loan application for credit or the terms of any credit agreement you have with us. Certain eligibility requirements, conditions, and exclusions may apply. You will receive the contract before you are required to pay for GAP. You should carefully read the contract for a full explanation of the terms. If you choose GAP, adding the GAP fee to your loan amount will increase the cost of GAP. You may cancel GAP at any time. If you cancel GAP within 90 days you will receive a full refund of any fee paid.

Debt Protection
Your purchase of Debt Protection is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of Debt Protection. You may cancel the protection at any time. If you cancel protection within 30 days you will receive a full refund of any fee paid.

Auto Insurance
Coverage provided and underwritten by leading insurance companies, including Liberty Mutual Insurance Company and its affiliates, 175 Berkeley Street, Boston, MA. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. Discounts are not available in all states and discounts vary by state. A consumer report from a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed on your policy where state regulations allow. The insurance offered is not a deposit and is not federally insured or guaranteed by City & County Credit Union.