Drive Your Dream

With a City & County Auto Loan you can enjoy better rates, no payments for 90 days, and a credit union that keeps it simple. 

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Car Buying Without the Chaos

New, used, or refinancing—our auto loans keep it easy with:

  • No payments for 90 days (hello, breathing room!)
  • Finance up to 100% including tax, license & warranty
  • Flexible terms that bend with your budget, not break it
  • Pre-approval that puts you in the driver's seat at dealerships

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Make Your Auto Loan Go Further

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CU Auto

Skip the dealership stress with our car-buying service that finds your perfect vehicle, negotiates the best price, and maximizes your trade-in value.

FIND YOUR DREAM CAR
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Mechanical Repair Coverage

Protect yourself from unexpected repair costs after your manufacturer's warranty expires with coverage that keeps you on the road.

EXPLORE COVERAGE
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GAP Plus Protection

Bridge the gap between insurance payout and your loan balance if your vehicle is totaled, plus get help with your next purchase.

PROTECT MY LOAN
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Debt Protection

If life throws you a curveball, this optional add-on can cover your loan payments during hard times.

EXPLORE OPTIONS
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Auto Insurance Savings

Bundle and save with exclusive member rates on auto insurance through TruStage.

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Estimate Your Auto Loan Payment

Use this calculator to see what your monthly payment could look like. Just plug in your loan amount, rate, and term to get started.

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Car Buying, Simplified

Ready to hit the road? Download our free Auto Loan Guide for expert tips on financing, negotiating, and avoiding common dealership traps.

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Let’s Get You Behind the Wheel

Three ways to start your engine—apply online, visit a branch, or call our team. No wrong turns here!

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Mechanical Repair Coverage
Mechanical Repair Coverage is provided and administered by Consumer Program Administrators, Inc. in all states except CA, where coverage is offered as insurance by Virginia Surety Company, Inc., in NH, where coverage is provided and administered by Consumer Program Administrators, Inc. dba Consumer Warranty Program Administrators, in TX, where coverage is provided and administered by Consumer Program Administrators, Inc. dba The Administrators of Consumer Programs (TX License #175), in FL and OK, where coverage is provided and administered by Automotive Warranty Services of Florida, Inc. (Florida License #60023 and Oklahoma License #44198051), and in WA, where coverage is provided by National Product Care Company and administered by Consumer Program Administrators, Inc., all located at 175 West Jackson Blvd., Chicago, Illinois 60604, 1-800-752-6265. This coverage is made available to you by CUNA Mutual Insurance Agency, Inc. Coverage varies by state. Replacement parts may be new, used, non-OEM or remanufactured. Be sure to read the Vehicle Service Contract or the Insurance Policy, which will explain the exact terms, conditions, and exclusions of this voluntary product.

Guaranteed Asset Protection (GAP)
Your purchase of MEMBERS CHOICE™️ Guaranteed Asset Protection (GAP), which includes deductible assistance, is optional and will not affect your loan application for credit or the terms of any credit agreement you have with us. Certain eligibility requirements, conditions, and exclusions may apply. You will receive the contract before you are required to pay for GAP. You should carefully read the contract for a full explanation of the terms. If you choose GAP, adding the GAP fee to your loan amount will increase the cost of GAP. You may cancel GAP at any time. If you cancel GAP within 90 days you will receive a full refund of any fee paid.

Auto Insurance
Coverage provided and underwritten by leading insurance companies, including Liberty Mutual Insurance Company and its affiliates, 175 Berkeley Street, Boston, MA. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. Discounts are not available in all states and discounts vary by state. A consumer report from a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed on your policy where state regulations allow. The insurance offered is not a deposit and is not federally insured or guaranteed by City & County Credit Union.