Business Line of Credit
Always Have Cash on Hand
Draw what you need, when you need it, with an automatic backup for daily checking or a flexible line for inventory and operating costs.
What a Business Line of Credit Can Cover
Late Payments
Protect your business against late payments.
Unexpected Expenses
Handle the costs you didn’t plan for.
Inventory
Fund the inventory your business needs to keep selling.
Operating Expenses
Cover the day-to-day costs of running your business.
Two Ways to Back Your Cash Flow
Draw on either line anytime from digital banking.
Ready Reserve
An automatic overdraft cushion for your daily checking.
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Up to $5,000 revolving credit limit
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Automatically covers your account if your balance dips below zero
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Minimum monthly payment transfers right from your checking
Traditional Line of Credit
A dedicated credit line for inventory and operating costs.
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Higher credit limits secured by business assets
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Competitive variable rate
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Interest-only payment options to protect cash flow
Need Business Checking First?
A Ready Reserve links directly to a CCCU business checking account. If you don’t have one yet, start there and add the line of credit when you’re ready.
Keep Cash Within Reach
Apply for a business line of credit, or talk with our business team about which line fits your cash flow.