Business Vehicle Loan
Keep Your Business
Rolling
Finance the truck, van, or work vehicle that gets your crew to the job, with low rates and payments tailored to your cash flow.
Why Finance Your Business Vehicle With CCCU
Competitive Rates
Keep borrowing costs low so more cash stays in your operating budget.
Up to 7-Year Terms
Choose a monthly payment that fits your cash flow.
No Prepayment Penalty
Pay it down faster when a good month comes along.
Already Financed Elsewhere?
Don’t let high dealer rates eat into your margins. Bring us your current loan statement, and we’ll show you exactly how much refinancing can trim from your monthly payment.
Working with City & County is the true definition of relationship banking. Everything for our business loan went so smoothly. Consistently, the service and attention to detail went above and beyond our expectations.
— Bryan & Jennie, Owners of The Hideaway Speakeasy at the Minnesota State Fair
Business Vehicle Loan FAQs
What kinds of vehicles can I finance?
City & County Credit Union business vehicle loans cover the trucks, vans, and cars your business uses to get work done, and a CCCU business banker can confirm whether a specific vehicle qualifies.
Can I refinance a business vehicle loan from another lender?
Yes. If you financed through a dealership or another lender, you can refinance with CCCU and may lock in a lower rate.
How long can I finance a business vehicle?
City & County Credit Union business vehicle loans offer terms up to seven years.
Is there a penalty for paying my loan off early?
No. You can pay ahead or pay it off anytime without a prepayment penalty.
Does my business need to be a CCCU member?
Yes. Business membership starts with a business savings account and a $5 minimum balance, and it’s available to businesses in Anoka, Carver, Chisago, Dakota, Hennepin, McLeod, Meeker, Ramsey, Scott, Sherburne, Sibley, Washington, and Wright counties in Minnesota, plus Pierce and St. Croix counties in Wisconsin.
How do I apply for a business vehicle loan?
Apply anytime through our Business Lending Hub, or contact our business team to talk through your options first.
Let's Talk About Your Next Vehicle
Apply online in minutes, or connect with a local lender to build a loan that fits your team, timeline, and bottom line.