Commercial Real Estate Loan
Grow Your Business’s
Footprint
Finance the storefront, warehouse, or office your company needs to grow, with predictable payments that protect your cash flow.
Buy It, Fix It Up, or Borrow Against It
Purchase or Refinance
Buy a business property or refinance the one you have.
Expand or Remodel
Grow or update the facility you already operate in.
Use Your Equity
Borrow against property you own free and clear to fund other business needs.
Find the Right Loan for Your Project
Commercial Construction Loan
Structure your loan so principal and interest payments only kick in once the build is finished and revenue starts flowing.
- Covers land, materials, and staff costs during the build
- Works as an advancing line of credit during construction, then converts to permanent financing
- City & County provides the permanent loan on the project
Purchase or Refinance Loan
Buy a new location or refinance the property you already own, whether your business occupies it or leases it out.
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Financing up to $2,000,000
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Fixed or variable rates, with variable rates tied to the Wall Street Journal Prime Rate
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Monthly payments, typically with a balloon payment at the end of the term
Commercial Real Estate Loan FAQs
When do payments start on a construction loan?
What happens when construction is finished?
What’s a balloon payment?
Does the property need to be in my business’s name?
What secures a construction loan?
Does my business need to be a CCCU member?
How do I apply for a commercial real estate loan?
Talk Through Your Property Plans
Whether you're scouting a new location or sketching blueprints, our local commercial lenders are here to help.