Savings Account

Q: Do I need a savings account to join CCCU?

You need a Primary Savings Account to join CCCU, and opening one with a $5 deposit establishes your membership. Members who'd rather not earn dividends can choose a non-dividend version of the account.

Q: How do I choose between CCCU savings accounts?

Choosing between CCCU savings accounts depends on what you're saving for and how soon you'll need the money. Daily Interest Savings works well for a specific goal, Automatic Savings rewards regular deposits, a Money Market Account pays tiered rates starting at $2,500, and a Certificate suits money you won't need for six months or more.

Q: When are dividends paid on CCCU savings accounts?

CCCU pays dividends quarterly on Primary Savings and Daily Interest Savings, and monthly on Automatic Savings and Money Market Accounts. Closing an account before dividends are credited means you won't receive the dividends that have built up.

Q: How often can I withdraw from Automatic Savings?

You can make one withdrawal per month from Automatic Savings, and a fee applies if you go over that limit.

Savings for Every Kind
of Someday

Set money aside for emergencies, dream trips, or the distant future, and earn dividends on every dollar.

OPEN A SAVINGS ACCOUNT

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From the Surprise Repair to Retirement

Primary Savings

Start your CCCU membership with a $5 deposit.

Daily Interest Savings

Build toward a wedding or a new roof with no minimum balance.

Automatic Savings

Set up transfers from checking and earn a higher rate than Primary Savings.

Money Market

Get a higher rate at each balance tier, starting at $2,500.

Certificates (CDs)

Hold one rate steady for a term of six months to five years.

IRA

Put money toward retirement with contributions that may be tax-deductible.

Keep More of What You Set Aside

No Monthly Fees

Skip maintenance charges on most CCCU savings accounts.

Regular Dividends

Collect earnings monthly or quarterly, depending on the account.

Mobile Access

Check what you've saved and move money from the CCCU app.

Combined Coverage

Protect deposits with up to $500,000 in NCUA and ESI insurance.

CHECK CURRENT RATES

See How Fast Your Savings Add Up

Enter your starting balance, monthly deposit, and timeline to estimate your total.

CALCULATE SAVINGS GROWTH

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For the Money That Can Wait

Sit down with Servion Financial Advisors, CCCU's investment partner, and decide where your long-term dollars should go.

EXPLORE INVESTMENT OPTIONS

On a High-Deductible Health Plan?

Cover the pharmacy run and the dentist with tax-free dollars from a CCCU Health Savings Account.

LEARN ABOUT HSAS

Savings Account FAQs

Do I need a savings account to join CCCU?

How do I choose between CCCU savings accounts?

When are dividends paid on CCCU savings accounts?

How often can I withdraw from Automatic Savings?

Pick the Account for Your Plan

Open an account online, stop by a branch, or call (800) 223-2801 to talk through which savings option makes sense for what you have in mind.

OPEN A SAVINGS ACCOUNT FIND A BRANCH

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Savings Account

Savings for Every Kind
of Someday