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SBA Loan

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Take the complexity out of government-backed loans with flexible SBA terms and a local Saint Paul team in your corner.

Talk to a Business Banker Check SBA Eligibility
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Why an SBA Loan

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Longer Repayment Terms

Spread payments over more years to keep your monthly overhead low.

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Lower Down Payments

Preserve critical operating cash with down payment options as low as 10%.

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Government-Backed Flexibility

Federal guarantees make financing accessible when conventional loans fall just out of reach.

Find the Right Program for Your Plans

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SBA 7(A)

Versatile financing designed for working capital, equipment purchases, inventory, and refinancing existing business debt.

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SBA 504

Long-term, fixed-rate financing designed for commercial real estate, new construction, and heavy machinery.

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How to Apply for an SBA Loan

  • Confirm your business qualifies using the SBA’s eligibility guidelines. You can find 7(a) eligibility and 504 eligibility criteria on the SBA website.

  • Call our business team at (651) 225-2750, or contact us to start your application.

  • We’ll work with you and the SBA all the way through approval.

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SBA Loan FAQs

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Ready to Take the Next Step?

Connect with a local business banker to compare options, run numbers, and bring your vision to life.

Talk to a Business Banker Check SBA Eligibility