BETTER BANKING
Credit Union
Difference
Say hello to banking that puts you first.
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Like a Bank, But Better
Just like a bank, credit unions accept deposits, make loans and provide convenient banking technology like mobile banking. Unlike a bank, we’re a not-for-profit and exist for one reason – to empower you to do more with your money. Here’s how we do that.
Member-Owned
Instead of being owned by shareholders, credit unions are owned by the people who bank with us - our member-owners.
That means you're more than an account number. You have a voice, a vote and access to member perks without a membership fee.
Not-For-Profit
Purpose before profit — always.
At a bank, profit is returned to shareholders. At CCCU, profits are returned back to members through better rates on loans, higher savings rates, lower fees and investments in banking technology.
Common Purpose
Our members share a bond by where they live, and sometimes even by where they work. Explore member eligibility today.
Insured by NCUA
The National Credit Union Administration (NCUA) insures your deposits at a credit union, while the Federal Deposit Insurance Corporation (FDIC) insures deposits at a bank.
Credit unions and banks both insure the same amount — $250,000. Plus, at CCCU your accounts are insured an additional $250,000 with Excess Share Insurance (ESI).
Perks & Benefits
Just for being a member, you gain access to exclusive perks and benefits to empower you in all areas of your life.
The list is always growing and includes things like a car buying service, discounts on insurance and free event tickets.
Focused on Our Communities
Credit unions believe in giving back to the communities we call home. That means volunteering, hosting free events and supporting local businesses and organizations that help our neighborhoods thrive.
Our Think Pink Shop Local map is another way we connect neighbors with local businesses and make it easier to support the people and places that make our communities feel like home.
Experience the CCCU Difference
City & County Credit Union has been not-for-profit since 1928. Today, we are an independent, member-owned credit union serving 62,000+ members across the Twin Cities and 15 Minnesota and Wisconsin counties.
Ready to bank differently? Open an account at City & County Credit Union to get started.