Youth Accounts for Bright Financial Futures
From piggy banks to part-time jobs, help your child save smart, spend wisely, and build confidence with CCCU.
Start Smart, Save Smarter
Whether they’re saving birthday money or ready for a first paycheck, CCCU youth accounts offer the right tools to build money confidence early.
- No monthly fees
- Digital access with our mobile app
- Debit card options for teens with built-in guardrails
- Financial literacy tools tailored by age
- Easy account management for parents and guardians
Three Accounts That Grow With Your Child
Kids Club Account
(Ages 0-14)
- Zero fees, zero minimum balance, zero stress
- Birthday surprises and exclusive member events
- Saving challenges with prizes they actually want
- Perfect for kids learning their first money lessons
Student Account
(Ages 15-17)
- Their first real debit card (with your oversight)
- Mobile banking freedom to manage their own money
- College prep tools and early credit education
- Perfect for teens ready for real responsibility
Greenlight Partnership
- Customizable spending limits you control from your phone
- Real-time alerts for every swipe, tap, or purchase
- Built-in games that teach budgeting without the boring
- Perfect for parents who want oversight without micromanaging
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Think Pink Family Perks
When your child joins CCCU, your whole family wins with benefits that make everyday banking easier:
- Access to 100,000+ fee-free ATMs nationwide
- Debit card options for different stages
- Refer-a-friend bonuses when they bring classmates along
- Member-owned advantages that grow stronger together
Open Your Child's First Account Today
Choose online, visit a branch together, or chat with our youth specialists who make youth banking simple for families.