Current Promotions

$50 bonus by spending $1,000 in first two months - New Credit Cards
APR = Annual Percentage Rate. As of 08/01/2024, Platinum Rewards Mastercard rates range: 15.50%-18% APR. Platinum Mastercard rate range: 13.25%-18%. The APR will vary with the market based on the Prime Rate. Rates are based on applicant's credit qualification and will not exceed 18% APR. Rewards Program subject to change. Cash back available on net purchases only. Earned cash back will be deposited periodically to membership share. $50 bonus offer redeemable on all credit cards opened from 10/01-10/31/2024. To earn $50 cash bonus, at least $1,000 in net purchases must be made within 60 days of card being opened. Cash bonus will be deposited into share account by 01/31/2025. Cash advance fee is 2% or a $10 minimum. Foreign Transaction fee is 1% of each transaction in U.S. dollars. See Credit Card Agreement and Disclosure for complete details. Excludes Business Credit Cards and Secured Credit Cards. 

.25% Rate Discount on Auto Loans
APR = Annual Percentage Rate. Actual rate based on applicant’s credit qualifications, collateral and loan terms. 0.25% APR (Annual Percentage Rate) discount available for auto loans only. Loans must be applied for during the month of October, 2024. Rates and terms subject to change. Additional discounts do not apply. 90 day no payment offer only available on new loans to CCCU. Interest will accrue during 90 days no payment. Contact CCCU representative for more information.

2% Credit Card Balance Transfer (up to $250)
2% Balance transfer promotion ends 10/31/2024 and excludes transfers from CCCU Loan Accounts. Balance Transfer rebate will be deposited to the share account by 12/25/2024 and any balance transfers paid in full by 11/30/2024 will not be eligible. Cash advance fee is 2% or a $10.00 minimum. Foreign Transaction fee is 1% of each transaction in U.S. dollars. See Credit Card Agreement and Disclosure for complete details. Excludes Business Credit Cards and Secured Credit Cards. 

$50 Refer A Friend
New member must open a membership and checking account with direct deposit for new and current member to receive $50. The referral bonus will be deposited into each account within 30 days of direct deposit into new CCCU Checking. Direct deposit must be established within 6 months of account opening (Direct Deposits excludes digital wallet and income earned through self-employment or working an IRS-classified “Gig Economy” job). Offer valid for new member checking accounts, existing City & County checking accounts do not qualify. APY=Annual Percentage Yield. APY from 0%-0.25% available depending on checking product selected. Minimum $5 to open membership. No minimum balance required to open a checking account. Depending on checking product selected, minimum balance of $0-$10,000 to earn APY. Referral form or referral code must be referenced at account application. Referring member must be in good standing. Referral and account opening bonus may be reported to IRS. Program details subject to change. 

New Checking Account
Up to $100 Cash Back: Earn $50 for one or more new ACH direct deposit(s) greater than or equal to $500 in the 60 calendar days from account opening (excludes digital wallet and income earned through self-employment or working an IRS-classified “Gig Economy” job). Earn $50 for making 6 total debit card transactions (excludes ATM usage and digital wallet transactions). Cash Back deposited to qualifying checking within 60 days of account opening. Offer valid only on new checking accounts (account owners/co-owners do not currently  have, nor have had, a checking account at CCCU in the last 12 months). Accounts must be in good standing. Limited to one offer per household. Cash Back is considered a bonus and is reportable to IRS. APY = Annual Percentage Yield. APY from 0%-0.25% available dependent upon checking account options selected. Rates effective as of January 8, 2024, and subject to change. No minimum balance required to open a checking account. Minimum balance from $0-$10,000 to earn stated APY.  Other conditions or restrictions may apply. Call for complete details. Offer subject to change.

$750 off Closing Costs
Equal Housing Opportunity. Mortgages not available in all states. Closing cost credit is applied as a lender credit towards eligible closing costs. Closing cost offer available on applications submitted in 2024 and subject to change. Loans greater than $100,000 may be eligible for up to a $750 lender credit, all others may receive up to a $500 lender credit. If applicant does not attend a CCCU Home Buying Webinar, lender credit will be $250 less than quoted amount. Offer not available for home equity or commercial loans. Other restrictions may apply. Contact credit union for more information.

CD Specials
APY = Annual Percentage Yield. Rates effective as of 10/03/2024 and subject to change without notice. Minimum purchase amount is $5,000. 9-month CD for 4.37% APY and 15-month CD for 3.75% APY include a rate boost of 0.20% and are available on certificates with an original balance not included in current CCCU member's 3 month average daily balance. CDs also available for existing CCCU account balances at reduced APY (9-month CD for 4.16% APY, 15-month CD for 3.55% APY). 9-month CD will automatically renew into a 12-month term and 15-month CD will automatically renew into a 24-month term at maturity unless otherwise directed by member. IRA certificates are also available. A penalty for early withdrawal may apply and may reduce earnings. Ask a CCCU representative for complete details.