Money Market Account
A Raise for Your Rainy-
Day Fund
Keep $2,500 or more within reach and earn a higher rate than standard savings.
The Bigger the Balance, the Better the Rate
Balance Milestones
Reach a higher rate at $2,500, $25,000, $50,000, and $100,000.
Six Transfers a Month
Move money from your phone when an unexpected bill lands.
Interest Every Day
Earn interest that accrues daily and posts to your account each month.
Insured Up to $500,000
Keep every deposit protected through combined NCUA and ESI coverage.
Picture Your Total a Year From Now
Enter your starting deposit and monthly additions to estimate where your balance could land.
Won't Touch This Money for a While?
If you can leave the money untouched for six months or more, a Certificate can pay more with a fixed rate for the term you choose.
Money Market Account FAQs
What's the difference between a Money Market account and a savings account?
The difference between a Money Market account and a savings account is that a Money Market pays a tiered rate that rises with your balance when you keep at least $2,500 in the account, while Share Savings opens with $5 and earns one standard rate.
What happens if my balance drops below $2,500?
If your balance drops below $2,500 on any day of the month, you'll be charged a service fee, and your balance earns the lowest Money Market rate until it's back above the minimum.
Is a Money Market account the same as a money market fund?
No. A CCCU Money Market account is a savings account insured up to $500,000 through NCUA and ESI combined, while a money market fund is an investment with no federal deposit insurance.
Is there a limit on how often I can transfer money out?
Yes. You can make up to six transfers and withdrawals from your Money Market each month, and a fee applies if you go over. Deposits aren't limited, so you can add money as often as you like.
Move Your Savings Over This Week
Open your account online, or stop by any branch and we'll handle the transfer from your current account.