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Savings Interest
Calculator
Know what your savings could earn before you deposit a dime.
Use this Savings Interest Calculator to estimate how much you could have in savings at a future date.
Savings Interest FAQs
What should I know before using this calculator?
This calculator estimates how much your savings could grow with interest, based on your starting balance, deposits, rate, and timeline. Use current CCCU savings rates for the closest picture, and keep in mind that rates can change.
What’s the difference between interest and dividends?
Interest and dividends both describe what your savings earn. Credit unions call it dividends because members own the credit union, so earnings go back to them. This calculator labels those earnings as interest, but the estimate works the same.
How does compounding affect my savings?
Compounding affects your savings because the interest you earn is added to your balance and starts earning too. The longer you save and the more often interest compounds, the bigger the difference over time.
Earn More on the Money You Keep Close
At City & County Credit Union, a Money Market account pays a higher rate than standard savings while keeping your cash easy to reach.
- Higher rates at $2,500, $25,000, $50,000, and $100,000
- Interest that accrues daily and posts monthly
- Up to six transfers a month from your phone
- Up to $500,000 in combined NCUA and ESI coverage
Put Your Next Deposit to Work
Open a Money Market account with $2,500, or start with Primary Savings for just $5.