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Skip-a-Pay
Your December Payment
Can Wait
Skip your December loan payment for $39 and enjoy more of what makes the holidays special.
Check If Your Loan Qualifies
Your auto, recreational, or personal loan qualifies if it’s been open for at least nine months and every payment through November 2026 has been made.
Skip Your Payment in Four Steps
Log In
Open the CCCU mobile app or sign in to online banking.
Find Skip-a-Pay
Select SKIP A PAY from the menu.
Pick Your Loans
Choose the loan payment or payments you want to skip.
Enjoy The Holidays
Spend the extra cash on whatever the season brings.
Skip-a-Pay FAQs
Does interest still accrue when I skip a payment?
Which loans aren’t eligible for Skip-a-Pay?
When do I need to submit my request?
How does skipping a payment affect GAP coverage?
Enjoy More of the Season
Log in to online banking or the app and request your skip in a few clicks.
Skip-A-Payment fee(s) may be added to the loan balance. Offer available to members in good standing only and is subject to approval. Interest will continue to accrue on loan(s) at the rate provided in your original loan agreement(s) during and after the skipped payment period. You will be required to resume your loan payments the following month. Skipping payments will extend the loan term/payment schedule and increase the total finance charge disclosed in your original loan agreement. GAP payout may be affected if you skip payments. Skip-A-Payment offer excludes lines of credit, credit cards, real estate, business, and single pay loans. Other restrictions may apply. Requests must be received at least 10 business days prior to payment due date. You are responsible to stop any automatic payments coming from another financial institution. Contact us for more details.