Loans designed for life

Personal Loans

Life happens & we're here to help.

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Life happens and we're here to help. Cover life's major expenses with a low-rate Life Happens Personal Loan. 

  • Rates as low as 7.99% APR
  • Flexible loan terms
  • Quick & seamless online application
  • Cover things like weddings, adoption fees, vet expenses, funeral expenses & more. 

"I moved to St. Paul 22 years ago and since then City & County Credit Union has been my go-to credit union. They have been there with me through every stage of growth including everything from my first new car to a personal loan for fun stuff like a wedding. "

JENI M.

Member Since 1986

Terms and Conditions

APR = Annual Percentage Rate. Actual rate based on applicant’s credit qualifications and loan terms. Additional discounts do not apply. The monthly payment per $1,000 borrowed for 36 months for personal loans at 7.99% APR is $31.44. Loans may not be used to refinance an existing obligation with CCCU. Offer subject to change without notice. Contact us for complete details.