RV & Boat Loan Calculator

 Turn your next adventure into a plan – get a clear picture of your monthly payment in seconds. 

Woman Sitting Inside RV

Use this calculator to estimate your monthly payment for an RV, camper, boat, or other recreational vehicle.

Just plug in your loan amount, rate, and term to see how your next adventure fits into your monthly budget.

Recreational Loan FAQs

What should I know before using this calculator?

This tool helps estimate your monthly loan payment based on the amount you plan to borrow, your interest rate, and the repayment term. For the most accurate results, include the total price of your recreational vehicle, plus taxes, registration, and any extras you plan to finance.

Can I finance both new and used RVs or boats?

Yes. CCCU has options for most new and used recreational vehicles—including boats, campers, ATVs, dirt bikes, and more. We also finance purchases from dealerships or private sellers.

Why finance with a credit union instead of dealer financing?

The math speaks for itself—credit union rates average 1-2% lower than dealer financing, potentially saving you thousands over the life of your loan.

Two ATV Riders

Flexible Financing for Every Adventure

The right loan can turn bucket-list dreams into weekend reality:

  • No payments for 90 days on new loans*
  • Competitive rates for new and used RVs, boats & more
  • Quick online approvals—get going faster
  • Flexible loan terms to match your lifestyle
VIEW RATES
Group of Friends on Boat

Turn Plans Into Playtime

Estimate your payment, apply online, and get ready for the ride of your life.

APPLY RV/Camper
Apply Boat
Apply ATV/UTV
Apply Jet Ski
Apply Snowmobile
SPEAK TO A LOAN EXPERT

*Loans may not be used to refinance an existing obligation with CCCU. Interest will accrue for up to the first 90 days without payment.