Life Happens Loan Calculator

When life goes off-budget, our Life Happens Loan helps you cover the important & unexpected costs.

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Life can be unpredictable, but your payments don’t have to be.

Use this calculator to estimate your monthly payment before you apply for a Life Happens Loan from City & County. Just enter your loan amount, term, and rate to see how it fits your budget.

Personal Loan Fundamentals

What exactly qualifies for a Life Happens Loan?

These loans are specifically for life's significant expenses like weddings, adoptions, orthodontics, veterinary care, elective procedures, or funeral expenses. By focusing on these specific needs, we're able to offer you better rates than our standard personal loans.

How quickly can I get funds after approval?

Most Life Happens Loans are funded within 1-2 business days after approval. For time-sensitive needs like emergency vet care, we prioritize processing to help you access funds when they matter most.

Why not just use a credit card instead?

The math is simple: our Life Happens Loan rates are substantially lower than most credit cards. Plus, you'll have fixed payments with a clear end date, rather than the revolving debt cycle that cards can create. This means more predictability for your budget and typically thousands saved in interest.

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Smart Funding for Life's Big Moments

When the unexpected hits or celebrations call, your financial plan shouldn't fall apart.

  • Rates lower than standard personal loans
  • Borrow what you need
  • Flexible terms from 12-60 months
  • Zero early payoff penalties
VIEW RATES
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Take the Next Step

Move from planning to action with the financial support you need right now.

APPLY NOW
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