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CCCU News & Promotions

Find all of the latest City & County Credit Union news and promotions. 

CCCU Current Promotions

COVID-19 Financial Tools and Resources

During this extraordinary time, focus on what’s most important by reducing the strain on your budget and keeping more money in your wallet with a City & County financial solution that fits your needs.

SKIP-A-PAY | Stop the Stress of Payments
Reduce the stress on your monthly budget by skipping an existing City & County monthly auto, recreational, personal, fixed home equity loan or credit card payment. Call us at (651) 225-2700 to get started.

RELIEF LOAN | Get Money Fast
Get the money you need now with a low-rate Relief Loan. Borrow up to $3,000 with rates as low as 3.99% APR and terms up to 24 months. Apply online and select ‘Relief Loan’ within our online application or call (651) 225-2700 for more details.

Apply Relief Loan

LOW-RATE REFINANCE | Small Changes Add Up
Refinance your loans with City & County to lower your monthly payment, lock in a low rate and pick a term that works for you. Apply online, call us at (651) 225-2700 or calculate savings with our free online calculators.

Loan Calculators

To qualify, your City & County loan must be in good standing. Requests must be received at least 10 business days prior to payment due date. Not applicable to first mortgages, home equity lines of credit, checking lines of credit, or single pay notes. Credit card must be open and in good standing. If your payment comes directly from one of your CCCU deposit accounts, dollars will remain in your account. If you have automatic payment from another financial institution, you will need to stop your payment with the originating financial institution. Interest will continue to accrue on your principal balance and regular payments will resume in the following month. Only one $0 skip a payment allowed during emergency COVID-19 period. Other restrictions may apply. Subject to approval.

APR = Annual Percentage Rate. Rates effective 3/17/2020. Offer valid through emergency COVID-19 period and subject to change without notice. Actual rate based on applicant’s credit qualifications and loan terms. Terms only up to 24 months. Monthly payment per $1,000 for 24 months at 3.99% APR is $43.43. Valid for new loans only. Some exceptions may apply. Call us for complete details. Insured by NCUA.

Back to School Essentials – Student Banking

From zoom rooms to classrooms, City & County is here to help you conquer your first day of school with affordable back to school solutions.

Student Checking
Open a Student Checking account and receive a $10 coupon to be redeemed by mobile deposit! Plus experience no minimum balance, free debit cards and mobile banking.

Open Account

Student Loans
Take advantage of low-rate student loans. Borrow up to $75,000 and fund your degree a better way.

Apply Now

$5,000 minimum with maximum student loan amount of $75,000. City & County Credit Union membership required. Offer valid on new CCCU Checking accounts. $10 can only be redeemed by mobile deposit. E-Statements required for iSelect Checking account.

Drive it Home. City & County Auto Loans.

More space. Hands-free calling. Remote start. Upgrade your vehicle with a City & County Credit Union Auto Loan. Enjoy flexible loan terms, up to 100% financing and an affordable monthly payment.

Apply Now

Not ready to apply? Calculate what your loan payment could be.

Actual rate based on applicants credit qualifications, collateral and loan terms. Interest will accrue during 90 days of no payment. Contact us for more information. Subject to change. Insured by NCUA.

Update Your Space with a HELOC

Your home is more than just four walls. It’s your office space, favorite dinner spot and in some cases – classroom. Update your space to fit your definition of home sweet home with a City & County Lockable HELOC.

Lockable HELOC Special
1.99% APR intro rate for 6 months, then rate adjusts to HELOC rate currently as low as 4.00% APR. PLUS - enjoy no closing costs.

Get Started

APR=Annual Percentage Rate. The Lockable HELOC has both variable and fixed rate advance options. Minimum loan amount to convert HELOC to fixed is $5,000. After introductory period, rate may vary based on Wall Street Journal (WSJ) Prime Rate plus disclosed margin, applicant’s credit qualifications, and collateral. Rate floor is 4% and will not exceed 18%. Payment is the greater of 1% of outstanding balance or $50. No closing costs. Member is responsible for cost of appraisal regardless of completion of loan. Appraisal fees may range from $250-$650 depending upon location. Rates subject to change at any time. Other restrictions may apply. Contact us for additional details.

Free Checking. The way it should be.

If you’re paying for your current checking account, you’re paying too much. Experience the freedom of fee-free checking with a City & County iSelect Checking Account.

  • No Monthly Maintenance Fee
  • No Minimum Balance Requirement
  • FREE Mobile Deposit
  • Cash Back Debit Card
  • Access to 100,000+ Free ATMs

PLUS - Open a new checking account with direct deposit and earn $32.

Open Checking Account

$32 bonus offer will be deposited within 30 days of opening a new CCCU checking account with direct deposit. Direct deposit must be set up within 6 months of account opening. Offer valid on new checking accounts, existing City & County checking accounts do not qualify. APY =Annual Percentage Yield. APY from 0%-0.25% available depending on checking product selected. No minimum balance required to open a checking account. Depending on checking product selected, minimum balance of $0-$10,000 to earn APY. Other conditions or restrictions may apply. Contact us for complete details. Offer subject to change. Insured by NCUA.

Ready. Set. Checking Challenge.

We're so confident that our checking is the best, we've created a challenge just to prove it. Take our 5-Minute Checking Challenge to see how your bank compares to free checking at City & County Credit Union.

If you're still not convinced, we'll pay you $5 - no strings attached!

Start Challenge

Age restrictions may apply for ATM/Debit card. eStatements required for iSelect Checking account. Up to $15 in ATM surcharge fees refunded per month, must present valid receipt. Up to two free boxes of checks per year. Not all members are eligible for shared branching. Call City & County for complete details. CCCU deposits are federally insured up to $250,000 by NCUA. Cash-back debit card program subject to change without notice, for complete program details, see Truth in Savings brochure. Cash back rewards must be selected as an option of iSelect Checking.

New & Now at City & County Credit Union

Stay up to date on credit union updates, promotions and money management tips & tricks. 

Tools & Resources
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  • Deposit Rates

  • Loan Rates

  • Forms

News & Promotions