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CCCU News & Promotions

Find all of the latest City & County Credit Union news and promotions. 

CCCU Current Promotions

Bring on the Joy - Personal Loan Super Sale

Escape winter with a beach vacation, pay off high-rate debt or even treat yourself to the gift that wasn’t left under the tree with a low-rate Personal Loan.

Kick off the New Year with a Personal Loan & add extra cash to your wallet with rates as low as 6.99% for a limited time.

Hurry, rates won't be this low for long!

Apply Now

APR = Annual Percentage Rate. Rates effective 11/1/2019. Offer valid through 1/31/2020 and subject to change without notice. Actual rate based on applicant’s credit qualifications and loan terms. Monthly payment per $1,000 for 36 months at 6.99% APR is $30.87. Valid for new loans only. Some exceptions may apply. Call us for complete details. $1,000 minimum loan amount.

Reset Your Wallet - Conquer Credit Card Debt

Did the holidays take a toll on your wallet? Conquer credit card debt and say hello to a fresh start with a City & County Balance Transfer.

Transfer your existing high-rate credit card debt to a low-rate CCCU Credit Card to reset your wallet.

Plus - with rates as low as 8.99% APR, you could save hundreds on interest.

  • 1% Cash Back on all purchases  
  • Low rates + no annual fee
  • Free balance transfers

Learn More

Rates as low as 10.99% APR. APR = Annual Percentage Rate. APR accurate as of 11/01/2019 and may increase or decrease, based on certain creditworthiness, not to exceed state law. Rewards program subject to change. Yearly cash back payout for Platinum Rewards Credit Card is for net purchases and is in the form of a credit applied to your Share Account. Cash Back rewards will not accumulate on any fees, balance transfers, cash advances or interest charges. Cash advance fee is 2% or a $2.00 minimum, whichever is greater. Foreign Transaction fee is 1% of each transaction in U.S. dollars. See Credit Card Terms & Conditions for complete details. Excludes Business Credit Cards. Insured by NCUA.

For all you hold dear. Health Savings Accounts.

Protect what’s most important with a Health Savings Account (HSA). From a trip to the dentist to a major surgery, accumulate funds in an insured account and finally make health spending choices that put you and your health first.

Your HSA Benefits:

  • No monthly maintenance or hidden fees
  • Tax deductible contributions
  • Interest & investments grow tax free

TIP – pair your high deductible heath plan with an HSA.

Learn More

Individual contributions may be tax deductible. Some states may not recognize HSA contributions as deductions. Consult with your tax advisor for more information on deductibility. Insured by NCUA.

A Resolution You'll Keep. Refinance Student Loans.

Start conquering your resolutions now – including that high-rate student loan debt. Whether you have one or five student loans, refinancing can lower your monthly payment and save you thousands of dollars in interest over the life of the loan.

  • Easy Online Application & Approval
  • Refinance up to $75,000 of Private & Federal Loans
  • Zero Origination & Prepayment Fees

Apply Now

By refinancing federal student loans, you may lose certain borrower benefits from your original loans, including interest rate discounts, principal rebates, or some cancellation benefits that can significantly reduce the cost of repaying your loans. Rates and terms are subject to change at any time without notice. Rate reduction may be available when payments are applied automatically. Other restrictions may apply. $5,000 minimum with maximum loan amount of $75,000. City & County Credit Union membership required.

New Ways to Love Your Home - 15 Year Mortgage Refi

Now is the perfect time to refinance to a 15-Year Mortgage. Refinancing to a shorter term not only lets you pay more towards your principal but can also save you tens of thousands of dollars in interest over the life of the loan.

Rates as low as 4.14% APR & pay only $999 in Closing Costs when you Refinance to a 15-Year Term

Get Started

Closing cost offer for mortgage refinances only. Appraisal fee will vary and is the responsibility of the applicant if the loan is not consummated. Total savings may vary. Payments do not include applicable taxes and insurance, so actual obligation will be greater. $999 closing cost offer good for loans up to $200,000. Loans above $200,000 up to $484,350 closing cost is $1,250. Rates effective 7/15/19 and can change daily. Payment example: A $100,000 mortgage rate of 3.99% for 15 years would have a principal and interest payment of $739.28. Assuming 80% Loan to Value, the resulting APR would be 4.140%. New Money Only. Equal Housing Opportunity. Minimum loan amount of $25,000.

Home Equity Option: Lockable HELOC

With a Lockable HELOC, make life's biggest moments possible & be prepared for any life event without tapping into your savings.

This product begins as a variable rate line of credit, but has the unique ability to split-off into as many as 3 fixed-rate loans. Whether you want to remodel your home, plan a vacation or create a college fund, the Lockable HELOC is designed for you.

1.99% APR for 6 months, then rate adjusts to HELOC rate currently as low as 5.00% APR.

PLUS - NO CLOSING COSTS

Get Started

APR=Annual Percentage Rate. The Lockable HELOC has both variable and fixed rate advance options. $50 fee to lock in rate. Rates subject to change. Variable rates will not exceed 18% APR. Rate presented on a 25-year term and assumes 80% loan-to-value (LTV). Interest rate may vary based on credit, LTV, and amount financed. Closing costs do not include a standard appraisal fee if required to complete loan, the average cost is $475. Cannot use loan proceeds to pay off an existing CCCU loan. Minimum loan amount $10,000, minimum loan amount to convert HELOC to fixed is $5,000. Property insurance required; flood insurance is also required if the property is in a special flood hazard area. Equal Housing Opportunity.

Ready. Set. Checking Challenge.

We're so confident that our checking is the best, we've created a challenge just to prove it. Take our 5-Minute Checking Challenge to see how your bank compares to free checking at City & County Credit Union.

If you're still not convinced, we'll pay you $5 - no strings attached!

Start Challenge

Age restrictions may apply for ATM/Debit card. eStatements required for iSelect Checking account. Up to $15 in ATM surcharge fees refunded per month, must present valid receipt. Up to two free boxes of checks per year. Not all members are eligible for shared branching. Call City & County for complete details. CCCU deposits are federally insured up to $250,000 by NCUA. Cash-back debit card program subject to change without notice, for complete program details, see Truth in Savings brochure. Cash back rewards must be selected as an option of iSelect Checking.

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