Find all of the latest City & County Credit Union news and promotions.
On January 1, 2019, we welcomed members of Mill City Credit Union and have started the process of merging our long-standing credit unions into one organization - City & County Credit Union.
With a combined mission of - Empowering you to do more, by doing what's right everyday - this merger will allow both credit unions to combine our best practices and better serve our members.
Check out our Expanding Access page to check out your new branch locations, live chat and more!
Although January 1, 2019 marked the legal date of the collaborative merge, the transition of your accounts won't happen until system conversion scheduled for June 1, 2019.
We know change is hard. That's why we're committed to help you through every step of the process and promise to deliver the credit union experience you want and most importantly, deserve.
To help you through the transition, check out our Merger Page to stay up to date with timelines, your new account number and much more!
With a City & County Credit Union Lockable HELOC, you get flexible spending power anytime you need it. Ready to remodel the kitchen or build the patio of your dreams, but unsure of the cost? Our Lockable HELOC would be the perfect fit!
This unique product begins as a variable rate line of credit, but as the ability to split-off into as many as 3 fixed rate loans. Get the convenience of a HELOC with the security of a fixed rate.
Intro Rate for 6 Months
Then Rate Adjusts to HELOC Rate Currently
As Low As 5.75% APR
Plus - pay no closing costs or annual fee!
APR=Annual Percentage Rate. The Lockable HELOC has both variable and fixed rate advance options. $50 fee to lock in rate. Rates subject to change. Variable rates will not exceed 18%APR. Rate presented on a 25-year term and assumes 80% loan-to-value (LTV). Interest may vary based on credit, LTV, and amount financed. Closing costs do not include a standard appraisal fee if required to complete loan, the average cost is $475. Cannot use loan proceeds to pay off an existing CCCU loan. Minimum loan amount $10,000, minimum loan amount to convert HELOC to fixed is $5,000. Property insurance required; flood insurance is also required if the property is in a special flood hazard area. Equal Housing Lender.
Go ahead. Kick off your shoes and find your way home wit ha City & County mortgage. With a low down payment option, home ownership is closer than you think!
Down Payments as low as 3%
Meet our Team
Start your journey by meeting with our local mortgage team. By putting your needs first, we promise to help you through every step of the home buying process.
Free Pre-Approval + No Hidden Fees
Before you start your search, get pre-approved for a City & County mortgage for free. You'll benefit by knowing your approved mortgage amount so you can make offers with confidence.
Find your Way Home
Equal Housing Lender. Offer is not available in all states. 3% down payment for first purchase OR new purchase, 30, 20 & 15-year fixed rate mortgage. Payment example for a purchase of $180,000 home and 30 Year Mortgage of: $174,600 interest rate of
4.5%, would have a payment including principal, interest and PMI of $965. APR of 4.620%. Payments do not include applicable taxes and insurance, so actual obligation will be greater. Other restrictions may apply. Rate effective 3/06/2019.
Down payment offer is subject to change.
Ready to refinance? Find a mortgage that fits you and your lifestyle. At City & County Credit Union, we put your needs first and provide mortgage solutions that make you say - Welcome Home.
+ Lower your Monthly Payments+ Enjoy a Shorter Loan Term+ Tap into your Home's Equity to do things like - conquer debt, pay for education, go on vacation
SPECIAL - Pay only $999 in Closing Costs when your Refinance to a 15-Year Term
Closing cost offer for 15-year mortgage refinances only and is not available in all states. Appraisal fee will vary and
is the responsibility of the applicant regardless of whether the loan is consummated. Total savings may vary. $999
closing cost offer good for 15-year refinance loans up to $453,100. Payment example: A $100,000 mortgage rate of
4.49% for 15 years would have a principal and interest payment of $764.65. 80% Loan to Value, the resulting APR would
be 4.640%. Payment example does not include taxes and insurance, so actual payment obligation may be greater.
Assuming New Money Only. City & County Credit Union is an Equal Housing Lender. Minimum loan amount of $25,000.
We're so confident that our checking is the best, we've created a challenge just to prove it. Take our 5-Minute Checking Challenge to see how your bank compares to free checking at City & County Credit Union.
If you're still not convinced, we'll pay you $5 - no strings attached!
Age restrictions may apply for ATM/Debit card. eStatements required for iSelect Checking account. Up to $15 in ATM surcharge fees refunded per month, must present valid receipt. Up to two free boxes of checks per year. Not all members are eligible for shared branching. Call City & County for complete details. CCCU deposits are federally insured up to $250,000 by NCUA. Cash-back debit card program subject to change without notice, for complete program details, see Truth in Savings brochure. Cash back rewards must be selected as an option of iSelect Checking.