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CCCU News & Promotions

Find all of the latest City & County Credit Union news and promotions. 

CCCU Current Promotions

Rethink Your Finances – 2020 Money Makeover Challenge

A new year calls for a money makeover. Go beyond resolutions with the 2020 Money Makeover Challenge.

  • Checking Challenge - Compare your checking challenge to ours and we'll pay you $5, no string attached.
  • Savings Maximizer - Maximize your savings by creating a savings plan with our trainers.
  • Credit Sculpt - Review your credit score and receive tips & tricks to improve it.
  • Debt Crusher - See how we can lower your loan rate, reduce monthly payments & save money by consolidating or refinancing.

PLUS - Complete the challenge and receive an exclusive water bottle.

Schedule Challenge

$5 offer valid for new checking accounts only. Water bottles while supplies last.

Reset Your Wallet – 2% Cash Back on Balance Transfers.

Say hello to a fresh start and unlimited 2% cash back on a City & County Balance Transfer.

Reset your wallet this new year and earn 2% cash back when you transfer your existing high-rate credit card debt to a low-rate CCCU Credit Card.

Plus - with rates as low as 8.99% APR, you could save hundreds on interest.

  • Zero liability for fraudulent transactions
  • Low rate + no annual fee
  • Free balance transfers

Learn More

APR = Annual Percentage Rate. APR accurate as of 1/1/2020 and may increase or decrease, based on certain credit worthiness, not to exceed state law. 2% Balance Transfer promotion ends 04/30/2020 and excludes transfers from CCCU loan account. Balance Transfer Rebate will be deposited to your share account by 6/1/2020 and any balance transfers paid in full by that date will not be eligible. Cash advance fee is 2% or a $2.00 minimum. Foreign Transaction fee is 1% of each transaction in U.S. dollars. See Credit Card Terms & Conditions for complete details. Excludes Business Credit Cards. Insured by NCUA.

Small Changes Add Up. Refinance You Auto Loan.

Refinance your auto loan with City & County Credit Union to lower your rate and increase overall savings over the life of your loan..

BIG BANK 4.60% 5 Years $3,033
CITY & COUNTY 3.24% 5 Years $2,113

PLUS - Borrow up to $4,000 more than you currently owe & spend the funds however you want.

Calculate Payments

APR = Annual Percentage Rate. Cannot use loan proceeds to pay off a CCCU loan. Rate can vary based on term and creditworthiness, and is subject to change. Rate presented for model years 2019 and newer. A loan of $25,000 for a term of 60 months at 3.24% APR results in 59 payments of $451.91 and a final payment of $451.89. Comparison is for illustrative purposes only, results may vary depending on your individual circumstances. Source for comparison: as of 1/15/2020. Vehicle Value must support loan amount.

Get More From Your Mortgage – 15 Year Mortgage Refinance

Whether you want to lower your rate or change your term, refinance with CCCU to get more from your mortgage.

15 Year Mortgage Refinance with rates as low as 3.64% APR and only $999 in total closing costs.

Find your reasons to refinance

  • Lower Your Rate - Lower rates mean big savings on interest and a lower monthly payment for you.
  • New Loan Term - Refinance to a shorter term to pay off your mortgage faster or to a longer term to make your monthly payments more manageable.
  • Access to Cash - Take advantage of a cash-out refinance and utilize the equity in your home.

Calculate Payments

TIP - Bundle your mortgage refinance with a Lockable HELOC and save on closing costs!

APR = Annual Percentage Rate. Closing cost offer for mortgage refinances only. Appraisal fee will vary and is the responsibility of the applicant if the loan is not consummated. Total savings may vary. Payments do not include applicable taxes and insurance, so actual obligation will be greater. $999 closing cost offer good for loans up to $200,000. Loans above $200,000 up to $510,400 closing cost is $1,250. Rates effective 02/03/2020 and can change daily. Payment example: A $100,000 mortgage rate of 3.49% for 15 years would have a principal and interest payment of $714.49. Assuming 80% Loan to Value, the resulting APR would be 3.64%. New Money Only. Minimum loan amount of $25,000.

Make Someday, Today with a Lockable HELOC

With a Lockable HELOC, make life's biggest moments possible & be prepared for any life event without tapping into your savings.

This product begins as a variable rate line of credit, but has the unique ability to split-off into as many as 3 fixed-rate loans. Whether you want to remodel your home, plan a vacation or create a college fund, the Lockable HELOC is designed for you.

1.99% APR for 6 months, then rate adjusts to HELOC rate currently as low as 5.00% APR.


Get Started

APR=Annual Percentage Rate. The Lockable HELOC has both variable and fixed rate advance options. $50 fee to lock in rate. Rates subject to change. Variable rates will not exceed 18% APR. Rate presented on a 25-year term and assumes 80% loan-to-value (LTV). Interest rate may vary based on credit, LTV, and amount financed. Closing costs do not include a standard appraisal fee if required to complete loan, the average cost is $475. Cannot use loan proceeds to pay off an existing CCCU loan. Minimum loan amount $10,000, minimum loan amount to convert HELOC to fixed is $5,000. Property insurance required; flood insurance is also required if the property is in a special flood hazard area. Equal Housing Opportunity.

Ready. Set. Checking Challenge.

We're so confident that our checking is the best, we've created a challenge just to prove it. Take our 5-Minute Checking Challenge to see how your bank compares to free checking at City & County Credit Union.

If you're still not convinced, we'll pay you $5 - no strings attached!

Start Challenge

Age restrictions may apply for ATM/Debit card. eStatements required for iSelect Checking account. Up to $15 in ATM surcharge fees refunded per month, must present valid receipt. Up to two free boxes of checks per year. Not all members are eligible for shared branching. Call City & County for complete details. CCCU deposits are federally insured up to $250,000 by NCUA. Cash-back debit card program subject to change without notice, for complete program details, see Truth in Savings brochure. Cash back rewards must be selected as an option of iSelect Checking.

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