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CCCU News & Promotions

Find all of the latest City & County Credit Union news promotions. 

CCCU Current Promotions

Save. Conquer. Do. Your 2019 Money Makeover.

A new year calls for new financial goals and plans to reach them. Take City & County Credit Union's 2019 Money Makeover Challenge to see how you can transform your wallet, eliminate debt and reach your biggest goals.

Checking Challenge
Compare your checking account and see why City & County's free checking is the best. Take this challenge and we'll pay you $5, no strings attached.
Savings Maximizer
Create a savings plan with our trainers to help you maximize your savings and reach your biggest financial goals.
Credit Sculptor
Review your credit report and learn what your score represents. Plus - learn how to improve and maintain your score.
Debt Crusher
Compare your loans and see how we can reduce your rate and payment to increase your overall savings.

Plus - Complete the challenge & receive a City & County water bottle! Visit one of our branch locations today!

Deposits Federally Insured by NCUA. $5 offer valid for new checking accounts only. Water bottles while supplies last.

Compare and Save.

Save more when you refinance your auto loan with City & County Credit Union.

Refinancing is fast and easy with the help of our trainers. They can assist in lowering your interest rate and increasing total savings over the life of the loan compared to your current loan provider.





Total Interest Paid

Big Bank 4.93% 5 years $3,259
CCCU 3.24% 5 years $2,113
Total Interest Saved: $1,146

PLUS - borrow up to an additional $5,000 for any reason. Home Improvement, Family vacation, Debt Consolidation or anything you want.

More Details

APR=Annual Percentage Rate. Rate can vary based on term and creditworthiness, and is subject to change. Rate presented for model years 2017 and newer. A loan $25,000 for a term of 60 months at 3.24% APR results in 59 payments of $451.91 and a final payment of $451.89. Comparison is for illustrative purposes only, results may vary depending on your individual circumstances. Source for comparison: as of 12/27/18. Value must support loan amount.

Introducing: The Lockable HELOC

Like a HELOC. Unlike any HELOC.This unique product begins as a variable rate line of credit, but has the ability to split-off into as many as 3 fixed-rate loans when the time is right. So you get to enjoy the convenience of a HELOC paired with the security of a fixed rate.

Plus - 1.99% APR intro rate for 6 months!
Then rate adjusts to to HELOC rate currently as low as 5.75% APR.


APR=Annual Percentage Rate. The Lockable HELOC has both variable and fixed rate advance options. $50 fee to lock in rate. Rates subject to change. Variable rates will not exceed 18%APR. Rate presented on a 15 year term and assumes 80% loan-to-value (LTV). Interest may vary based on credit, LTV, and amount financed. Closing costs do not include a standard appraisal fee if required to complete loan, the average cost is $475. Cannot use loan proceeds to pay off an existing CCCU loan. Minimum loan amount $10,000, minimum loan amount to convert HELOC to fixed is $5,000. Property insurance required; flood insurance is also required if the property is in a special flood hazard area. Equal Housing Lender.

Refinance Your Home - $999 Closing Costs

Refinance your 30 year debt to a 15 year mortgage.

Low interest rates and rising home values make this the perfect time to consider refinancing your home. With low rates and refinancing to a shorter term, you may be able to cut years off your mortgage while savings thousands. Contact us today or apply online to see if refinancing is right for you.

Closing cost offer for mortgage refinances only and is not available in all states. Appraisal fee will vary and is the responsibility of the applicant regardless of whether the loan is consummated. Total savings may vary. Payments do not include applicable taxes and insurance, so actual obligation will be greater. $999 closing cost offer good for loans up to $424,100. Rates effective 8/1/17 and can change daily. Payment example: A $100,000 mortgage rate of 3.99% for 15 years would have a principal and interest payment of $ 7739.38. Assuming 80% Loan to Value, the resulting APR would be 4.142%. New Money Only. City & County Credit Union is an Equal Housing Lender. Minimum loan amount of $25,000.

Debit Cards - Earn 5-15% Cash Back

Cash Perks is a free program that offers you rewards based on where you shop everyday with your debit card. Offers are delivered right to you in your online banking account or through the mobile app. Simply activate the offers online and then go shopping with your debit card. Your Cash Perks rewards show up in your account every month. The more you use your debit card, the more you earn!

Just Click, Shop and Earn!

5 Minutes. Earn $5.

Are you ready for the 5-Minute Checking Challenge? You may save up to $360 a year in fees.

Compare your bank to City & County Credit Union, and if you're still not convinced that we're better, we'll pay you $5 - No Strings Attached.

Click here to take the challenge (PDF).

Source for household fees: Raddon Financial Group. Cash back debit card program subject to change without notice, for complete program details, see Truth in Savings brochure. Cash back rewards and ATM refunds must be selected as an option of iSelect Checking. Age restrictions may apply for ATM/Debit card. eStatements required for iSelect Checking account. Not all members are eligible for shared branching. Deposits federally insured by NCUA.

Winter 2019 Member's Connection




Our award-winning newsletter contains the latest City & County Credit Union promotions, news and money-saving tips.


Remember, we will never request personal information (such as your account number, password or PIN) by email, text message or phone.

Check out the Winter 2019 Newsletter






CCCU Updates

No updates right now but keep checking! There are a lot of great things to come in 2019.

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