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During this extraordinary time, focus on what’s most important by reducing the strain on your budget and keeping more money in your wallet with a City & County financial solution that fits your needs.
RELIEF LOAN | Get Money Fast
Get the money you need now with a low-rate Relief Loan. Borrow up to $3,000 with rates as low as 3.99% APR and terms up to 24 months. Apply online and select ‘Relief Loan’ within our online application or call (651) 225-2700 for more details.
Apply Relief Loan
LOW-RATE REFINANCE | Small Changes Add Up
Refinance your loans with City & County to lower your monthly payment, lock in a low rate and pick a term that works for you. Apply online, call us at (651) 225-2700 or calculate savings with our free online calculators.
To qualify, your City & County loan must be in good standing. Requests must be received at least 10 business days prior to payment due date. Not applicable to first mortgages, home equity lines of credit, checking lines of credit, or single pay notes. Credit card must be open and in good standing. If your payment comes directly from one of your CCCU deposit accounts, dollars will remain in your account. If you have automatic payment from another financial institution, you will need to stop your payment with the originating financial institution. Interest will continue to accrue on your principal balance and regular payments will resume in the following month. Only one $0 skip a payment allowed during emergency COVID-19 period. Other restrictions may apply. Subject to approval.
APR = Annual Percentage Rate. Rates effective 3/17/2020. Offer valid through emergency COVID-19 period and subject to change without notice. Actual rate based on applicant’s credit qualifications and loan terms. Terms only up to 24 months. Monthly payment per $1,000 for 24 months at 3.99% APR is $43.43. Valid for new loans only. Some exceptions may apply. Call us for complete details. Insured by NCUA.
More space. Hands-free calling. Remote start. Upgrade your vehicle with a City & County Credit Union Auto Loan. Enjoy flexible loan terms, up to 100% financing and an affordable monthly payment.
PLUS - Add flexibility to your wallet & make no payments for 90 days.
Payment chart based on 3.49% Annual Percentage Rate for 72 months and is subject to change. Actual rate based on applicants credit qualifications, collateral and loan terms. Interest will accrue during 90 days of no payment. Contact us for more information. Subject to change.
Whether you want to lower your rate or change your term, refinance with CCCU to get more from your mortgage.
15 Year Mortgage Refinance with rates as low as 3.657% APR and only $999 in total closing costs.
Find your reasons to refinance
TIP - Bundle your mortgage refinance with a Lockable HELOC and save on closing costs!
APR = Annual Percentage Rate. Closing cost offer for mortgage refinances only. Appraisal fee will vary and is the responsibility of the applicant if the loan is not consummated. Total savings may vary. Payments do not include applicable taxes and insurance, so actual obligation will be greater. $999 closing cost offer good for loans up to $200,000. Loans above $200,000 up to $510,400 closing cost is $1,250. Rates effective 11/1/2020 and can change daily. Payment example: A $100,000 mortgage rate of 3.49% for 15 years would have a principal and interest payment of $714.45. Assuming 80% Loan to Value, the resulting APR would be 3.657%. New Money Only. Minimum loan amount of $25,000.
Your home is more than just four walls. It’s your office space, favorite dinner spot and in some cases – classroom. Update your space to fit your definition of home sweet home with a City & County Lockable HELOC.
1.99% APR for 6 months, then rate adjusts to HELOC rate currently as low as 4.00% APR.
PLUS - pay no closing costs & get quick access to cash.
APR=Annual Percentage Rate. The Lockable HELOC has both variable and fixed rate advance options. Minimum loan amount to convert HELOC to fixed is $5,000. After introductory period, rate may vary based on Wall Street Journal (WSJ) Prime Rate plus disclosed margin, applicant’s credit qualifications, and collateral. Rate floor is 4% and will not exceed 18%. Payment is the greater of 1% of outstanding balance or $50. No closing costs. Member is responsible for cost of appraisal regardless of completion of loan. Appraisal fees may range from $250-$650 depending upon location. Rates subject to change at any time. Other restrictions may apply. Contact us for additional details. Equal Housing Opportunity.
If you’re paying for your current checking account, you’re paying too much. Experience the freedom of fee-free checking with a City & County iSelect Checking Account.
Plus – Open a new checking account with direct deposit & earn $32!
$32 bonus offer will be deposited within 30 days of opening a new CCCU checking account with direct deposit. Direct deposit must be set up within 6 months of account opening. Offer valid on new checking accounts, existing City & County checking accounts do not qualify. APY =Annual Percentage Yield. APY from 0%-0.25% available depending on checking product selected. No minimum balance required to open a checking account. Depending on checking product selected, minimum balance of $0-$10,000 to earn APY. Other conditions or restrictions may apply. Offer subject to change.