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Credit Union Membership Eligibility

City & County Credit Union (CCCU) is proud to provide a better alternative to traditional banking.

As a not-for profit financial cooperative, our focus is on people over profits. It is that approach that has served our member-owners well for over 90 years, and ensures that we deliver our commitment to serve you better while improving - not sacrificing - value and quality.

Credit Union Membership is open to:

  • Anyone who lives, works, worships, volunteers or attends school in Minnesota counties - Carver, Hennepin, McLeod, Meeker, Ramsey, Washington, Wright, or Northern Dakota County.
  • Relatives of any current CCCU member (including spouse, children, parents, siblings, aunts and uncles) and persons who reside in the same household of a current CCCU member.
  • Employees, retirees of General Mills, Inc. Nationwide and their family members
  • Employees, retirees of the City of Saint Paul and Ramsey County and their family members.

Become a member today! Apply online or stop in to any of our locations.

Join CCCU Contact Us

Why join a credit union?

Credit unions are built for the people they serve.

  • As a co-op, we are owned by our members, and our members are our first priority.
  • We’re a not-for-profit, so we’re always looking for ways we can build better accounts and services for our members and our community.
  • Giving back is at our core. We give back through financial things like better rates and significantly fewer fees. We also give back through superior member service, education and a commitment to truly bettering our community.


We look out for your best interest.

  • If we don’t serve our members well, then we’re not doing our job.
  • We completely believe in every account, service and educational tool we use, but we know everyone is in a different life position. We’ll work with you to determine what’s best for you.


Small yet powerful.

  • Our technology rivals with the best of them.
  • Our local, friendly staff will work to know you, help you and make sure your financial life becomes at least a little easier to manage.


Not convinced yet? See how we’re different.