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Youth & Student Services

When it comes to saving money, it's never too early to start. City & County offers a variety of tools to teach kids and teens the basics of money management.

Youth Accounts and Activities

Designed for youth aged 14 and under, City & County's Kids Club Accounts educate youth on important money management basics and encourages saving money with a variety of rewards.

Kids Club Savings Account

Open a City & County Kids Club Savings account to start saving early.

Kids are encouraged to keep saving with a birthday gift and $1 deposit coupons.

Reward Certificate of Deposit (CD)

Learn the value of saving money and earning interest with a Reward CD.

Open a Reward CD with as little as $25, earn a competitive interest rate and keep the savings growing. You can deposit money at any time during the one-year term. Find CD rates here.

Kids Day

Each year, City & County Credit Union hosts Kids Day at our Maplewood branch.

On Kids Day, youth members can play games, get crafty with a project and earn a reward for depositing money into their savings account. Stay tuned for 2017 Kids Day!

Student Services

Equip the children in your life with the right education, tools and accounts to succeed. From establishing savings habits, to getting a checking account to applying for a first credit card, we're here for every step of a child's financial journey.

Reward Certificate of Deposit

Open a City & County Kids Club Savings account to start saving early.

Learn the value of saving money and earning interest with a Reward CD. Open a Reward CD with as little as $25, earn a competitive interest rate, and keep the savings growing - you can deposit money at any time during the one-year term. Find CD rates here.

Checking

An iSelect checking account is a convenient, no minimum balance option for students.

Teach healthy money habits early on by equipping your student with a checking account. Help them understand their account, and coach their spending through our app or online banking.

MastercardĀ® Credit Card

Credit cards can be a useful financial tool; you'll need one to build a credit history, which can help you obtain anything from a cell phone to a new car. Enjoy a no-annual fee, low rate card at your Credit Union. If you are under 21, a qualified co-applicant may be required.

Student Loans

City & County offers private student loans and student loan consolidation with low rates and flexible payment options. Find more information here.

Reloadable Prepaid Cards

A prepaid card gives you a safe and easy way to access the money you need. Unlike a credit or debit card, you can only spend the amount loaded on the card, so there's no risk of overdraft. Cards are reloadable, provide access to cash at any Visa ATM, and offer protection from fraudulent use of a lost or stolen card.

Tips for Teens

Find helpful money tips and tools to learn more about finances.

Financial Education Resources

Learn about money through interactive games, watch videos on money topics and read entertaining stories on savings.

  • 5-Spot Clubhouse Play money games and read stories about important money topics such as fun things to do with your friends for free.
  • Pocket Cents Test your financial knowledge by playing interactive online games.
  • Biz Kids Watch interactive videos by kids that focus on important money topics including saving, earning money and giving to others.

Money on the Bookshelf

Money on the Bookshelf is a free financial literacy program that encourages children to learn about the basics of money. Aimed at children aged 4-14, this program is a simple way to encourage your child to read and learn how money works.

To join the program, visit our Lake Elmo or Maplewood Branch.

How it Works

  1. Pick a book off our Money on the Bookshelf shelf.
  2. Check your book out at the teller counter. Plus - receive your tracking bookmark!
  3. Read your book and share what you are learning with your family and friends.
  4. Repeat. Bring your book back and check out another one!
  5. Earn a $5 Coupon. It's that simple. Read 5 books and turn in your tracking bookmark for your $5 coupon.

National Youth Credit Union Member Month

At City & County Credit Union, believe that regardless of age, financial education is a key component to long term success. We want to inspire our youth members to being saving early, to talk with their parents about money and most importantly, learn about the credit union difference.

Linked sites are not under the control of City & County Credit Union (CCCU). CCCU is not responsible for the contents of any linked site or any link contained in a linked site, or any changes or updates to such sites. Security and privacy policies may differ from those practiced by CCCU. The credit union does not represent either the third party or the user if a transaction is entered into with a linked site.

* Special thanks to the Minnesota Credit Union Network Foundation for providing funding for Money on the Bookshelf through their financial literacy grant program.

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