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Youth & Student Services

When it comes to saving money, it's never too early to start. City & County offers a variety of tools to teach kids and teens the basics of money management.

Youth Accounts and Activities

Designed for youth aged 14 and under! City & County's Kids Club Accounts educate youth on important money management basics and encourages saving money with a variety of rewards.

Kids Club Savings Account

Open a City & County Kids Club Savings account to start saving early.

Kids are encouraged to keep saving with a birthday gift and $1 deposit coupons.

Youth Certificate

Learn the value of saving money and earning interest with a Youth Certificate of Deposit (CD).

Open a Youth Certificate with as little as $100. Earn a competitive interest rate and keep the savings growing. You can deposit money at any time during the six-month term up to $10,000 maximum value. Find CD rates here.

Kids Day

Each year, City & County Credit Union hosts an exclusive Kids Day event.

This year - we're proudly hosting an exclusive showing of Frozen 2 for youth members.

Student Services

Equip the children in your life with the right education, tools and accounts to succeed. From establishing savings habits to applying for a first credit card, we're here for every step of a child's financial journey.

Savings Builder CD

Learn the value of saving money and earning interest with a Savings Builder Certificate of Deposit (CD).

Open a Savings Builder CD for as little as $100. You can deposit money at any time during the one-year term up to the $5,000 maximum value. Find CD rates here. For age 18 and older. 


An iSelect checking account is a convenient, no minimum balance option for students.

Teach healthy money habits early on by equipping your student with a checking account. Help them understand their account, and coach their spending through our app or online banking.

Mastercard® Credit Card

Credit cards can be a useful financial tool. You'll need one to build a credit history, which can help you obtain anything from a cell phone to a new car. Enjoy a no-annual fee, low rate card at your Credit Union. If you are under 21, a qualified co-applicant may be required.

Student Loans

City & County offers private student loans and student loan consolidation with low rates and flexible payment options. Find more information here.

Reloadable Prepaid Cards

A prepaid card gives you a safe and easy way to access the money you need. Unlike a credit or debit card, you can only spend the amount loaded on the card, so there's no risk of overdraft. Cards are reloadable, provide access to cash at any STAR ATM and offer protection from fraudulent activity.

Tips & Tools for Teens

Find helpful money tips and tools to learn more about finances.

Money on the Bookshelf

Money on the Bookshelf is a free financial literacy program that encourages children to learn about the basics of money. Aimed at children aged 4-14, this program is a simple way to encourage your child to read and learn how money works.

To join the program, visit our Eagan, Lake Elmo, Maplewood, Shoreview or Woodbury Branch.

How it Works

  1. Pick a book off our Money on the Bookshelf shelf.
  2. Check your book out at the teller counter. Plus - receive your tracking bookmark!
  3. Read your book and share what you are learning with your family and friends.
  4. Repeat. Bring your book back and check out another one!
  5. Earn a $5 Coupon. It's that simple. Read 5 books and turn in your tracking bookmark for your $5 coupon.

* Special thanks to the Minnesota Credit Union Network Foundation for providing funding for Money on the Bookshelf through their financial literacy grant program.

Tools & Resources
  • Calculators

  • Deposit Rates

  • Loan Rates

  • Forms