Retirement Savings
Calculator

This calculator estimates how long your retirement savings could last based on your starting balance, monthly withdrawals adjusted for inflation, and an expected rate of return. Try a few withdrawal amounts to see how each one changes the result.

Withdrawals affect how long your savings last because larger ones draw your balance down faster, while smaller ones leave more money earning interest. This calculator raises your withdrawal each year to keep pace with rising prices.

If your savings won’t last as long as you’d like, you can lower your monthly withdrawals, cover some costs with other income, or keep adding to your balance before you retire. Testing each change here shows which one helps most.