Balance Transfer
Calculator

A balance transfer lets you move what you owe on a high-interest credit card to a card with a lower rate—like one from CCCU. It’s a smart way to save money on interest and pay off your debt faster. Unlike most big banks, we never charge a fee to transfer your balance.

Learn more here.

This tool gives you a side-by-side look at how much interest you’re paying now vs. how much you could save with a CCCU card. You’ll get an estimate of your new payoff timeline and see how much faster you could be debt-free, without any added fees. 

Most balance transfers to a City & County Credit Card are completed within 7-10 business days after submission. During this time, continue making payments on your original card until you confirm the transfer is complete to avoid any late fees.