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401(k)
Calculator
What will your 401(k) look like the day you retire?
Use this 401(k) Calculator to estimate your balance at retirement based on what you contribute and what your employer adds.
401(k) FAQs
What should I know before using this calculator?
This calculator estimates how much your 401(k) could grow by retirement based on your contributions, your employer’s matching funds, and an expected rate of return. For the most realistic estimate, use the balance and contribution percentage from your latest 401(k) statement.
How does an employer match work?
An employer match is money your employer adds to your 401(k) based on what you contribute, often up to a set percentage of your pay. Check your plan details to find your match, and aim to contribute at least enough to collect all of it.
Can I save for retirement outside my 401(k)?
You can save for retirement outside your 401(k) with an Individual Retirement Account (IRA) at City & County, where contributions may be tax deductible and taxes on earnings are deferred. Our partners at Servion Financial Advisors can also help you compare Roth, SEP, SIMPLE, and Traditional IRAs.
Retirement Planning Close to Home
At City & County Credit Union, you can save with an IRA or sit down with a local Servion Financial Advisor to build a retirement plan beyond your 401(k):
- IRA contributions that may be tax deductible
- Tax-deferred earnings on IRA savings
- Guidance on Roth, SEP, SIMPLE, and Traditional IRAs
- Over 70 years of combined advising experience