Balance Transfers
Break Up
With High-Interest Debt
Move an eligible balance to CCCU and put more of every payment toward paying it off.
Lower the Cost of Carrying a Balance
No Transfer Fee
Move an eligible balance to CCCU without paying a transfer fee.
Lower Starting Rate
Platinum card rates start at 11.50% APR with no annual fee.
Direct Card Payoff
Your old card gets paid directly after an approved transfer.
Member-Owned Value
Put more of each payment toward your balance, not extra fees.
What is a Balance Transfer?
A balance transfer moves debt from a higher-rate card to a CCCU card with a lower rate. You may pay less interest, which can help your balance go down faster.
See What You Could Save on Interest
Enter your current balance, interest rate, and monthly payment to see how a lower rate could affect your payoff.
Make Your Next Payment Count
Apply for a CCCU card, or complete the transfer form if you're already a member.