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City & County: Not A Traditional Bank

City & County Credit Union (CCCU) has provided comprehensive financial services to our member-owners for more than 90 years—a testament to our community impact and commitment to our members. While CCCU offers the convenience and financial know-how of national banking institutions, we maintain the personal connection to our members whether they are individuals or businesses.

The Benefits of Using CCCU’s Banking and Financial Services

CCCU members enjoy better rates, fewer fees, attentive service and a wide range of value-added benefits. Below you will see the credit union difference—whether your focus is on accessible ATMs, banking fees, minimum checking balances, or mobile and online banking services.

Learn why CCCU is an ideal alternative to traditional banking.

Become a CCCU Member

How Does Your Bank Compare?

iSelect Checking Features CCCU Your Bank
No Minimum Balance
No Monthly Service Fee
Free Debit Card
Free Mobile Banking with Smart App
ATM Refunds*
Free Checks*
Debit Cash Back*

* Choose two additional free options

Convenient Banking with CCCU

Anywhere Access CCCU Wells Fargo TCF US Bank
ATMs 100,000+ 13,000 1,450 32,000
Branch Locations 5,500+ 5,500 436 3,106
Online Access with Bill Pay
Mobile Deposit

What is a Credit Union?

A credit union is a not-for-profit financial cooperative. It is member-owned and controlled through a board of directors elected by the membership. City & County members enjoy better loan rates, fewer fees, attentive service and a wide range of value-added benefits.

Who can join City & County Credit Union?

Anyone who lives, works, worships or attends school in Carver, Hennepin, Meeker, McLeod, Wright, Ramsey, Washington, or Dakota County, as well as relatives of current members, and employees of select companies.

Added Benefits of CCCU Membership

Need help selling a home, creating a financial plan or budgeting? Look no further than CCCU. Your member-owned and -guided financial cooperative can help, thanks to long-time relationships with partners that add value to our core services.

LSS Financial Counseling CU Auto Servion Realty

Get your finances in order, pay down debt and reach your financial goals with LSS. You have access to up to six complimentary financial counseling sessions per year.

Buy a new or used vehicle at substantial savings without setting foot into or haggling with a car dealership. Choose the make, model and options you want and the car-buying experts at CU Auto will help you find your dream car as well as get the most for your trade in—all at no cost to you.

Whether buying or selling a home or both, Servion Realty can assist you with the entire process. Servion also will sell your home at a much lower commission rate than the competition, saving you thousands of dollars on your sale.

Servion Financial Advisors TruStage Insurance  

Whether planning for retirement, developing a personal investment strategy or protecting your family from life’s unexpected events, Servion Financial Advisors makes it their priority to understand the financial goals you want to achieve.

Credit Union members can save hundreds of dollars a year through the TruStage Insurance program. Whether you are protecting your automobile, home or family, TruStage can help you protect what matters most.


Securities and advisory services offered through Registered Representatives of Cetera Advisor Networks LLC, member FINRA/SIPC, a broker-dealer and a Registered Investment Advisor. Investments are: *Not FDIC/NCUSIF insured *May lose value *Not financial institution guaranteed *Not a deposit *Not insured by any federal government agency. Cetera is under separate ownership from any other named entity.

Insurance coverage provided and underwritten by leading insurance companies, including Liberty Mutual Insurance Company and its affiliates, 175 Berkeley Street, Boston, MA. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. Discounts are not available in all states and discounts vary by state. A consumer report from a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed on your policy where state regulations allow. The insurance offered is not a deposit and is not federally insured or guaranteed by City & County Credit Union.

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