ACH Update

    Everything you need to know about what's changing & what you need to do.

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    As part of a long-planned system update, we are retiring the routing number 291074502 originally associated with our merger with Mill City, and moving forward with a single, primary routing number for all members. This helps ensure your transactions continue to be processed efficiently. Below you'll find answers to common questions about this update and helpful steps to guide you through the process of updating your information.

    The New Routing Number is 296075810

    What This Update Means for You

    This update won't affect your day-to-day banking immediately. However, it's important that you verify your account information is up-to-date as the routing number will be retired in 2026.

    If you've used the old routing number (291074502) for things like direct deposit, automatic withdrawals or other electronic transfers, you'll want to make sure those are updated with your current account information to avoid any disruptions.

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    Next Steps

    1. Locate your up-to-date account information.
      - To find the correct routing number & MICR, which is your checking account number, select 'Direct Deposit Info' from the menu within Mobile or Online Banking.
      - To find your savings account number please call us for the number to use.
    2. Take a moment to review all your ACH transactions and confirm they are using the correct routing & account number.
    3.  If you find any transactions that are not using the correct routing and/or account number, please notify each external company or individual of the updates that are needed.
    4. Watch your mailbox for more information coming soon!

     

    Frequently Asked Questions

    Why are we retiring this old routing number?

    There is significant amount of effort involved with maintaining old routing numbers. Using one consistent routing number going forward helps us improve processing & ensures our members have the best banking experience.

    What routing number is being retired?

    291074502

    What is the correct routing number I should be using?

    296075810

    What happens if I keep using the old routing number?

    To avoid delays or disruptions in your ACH transactions, it's important to update your routing & account information with any external companies or individuals who send payments to or withdraw funds from your account.

    What are ACH transactions?

    ACH transactions are payments or deposits that move money electronically between bank accounts. This includes things like:

    • Direct deposit of your paycheck, government funds or retirement benefits
    • Automatic withdrawals for things like utilities, loans or subscriptions
    • Transfers between your accounts at other financial institutions
    How do I update my ACH information?

    You'll need to contact each provider (like your employer, utility company, or government agency) and give them the new routing and/or account information.

    The correct routing number is 296075810.

    To find your savings account number, please call us for the number to use.

    To find your checking account number, you can log in to mobile or online banking and choose 'Direct Deposit Info' from the menu. You'll see both the routing number and the MICR, which is your checking account number.

    When do I need to make this change by?

    The routing number will be retired in 2026 so we recommend making the update as soon as possible. While some transactions may still process for now, using the correct routing & account information will ensure uninterrupted service.

    Will this impact my debit card?

    No, your debit card will not be impacted.

    Do I need to order new checks?

    If your checks are using the old routing number, 291074502, you will need to order new ones.

    Reorder Checks
    Who do I contact if I still have questions?

    While we cannot update your ACH transactions with other providers, we are more than happy to answer any questions you have to make this update as smooth as possible. You can contact our dedicated support team at (651) 225-2789.