Current Promotions

.25% Discount
APR=Annual Percentage Rate. Discount available for auto, recreational and personal loans. Offer not available on first mortgage, Home Equity loan and Home Equity Line of Credit, Checking Line of Credit, regular Line of Credit, Share Secured, or Credit Builder products. Loans must be applied for during the month of October 2026. Actual rate based on applicant’s credit, amount financed, collateral and loan term. Rates subject to change. Additional discounts may apply. Loan subject to credit approval. Ask a Credit Union representative for complete details.

Refer a Friend
New member must open a membership and checking account with direct deposit for new and current member to receive $100. The referral bonus will be deposited into each account within 30 days of direct deposit into new CCCU Checking. Direct deposit must be established within 6 months of account opening (Direct Deposits excludes digital wallet and income earned through self-employment or working an IRS-classified “Gig Economy” job). Offer valid for new member checking accounts, existing City & County checking accounts do not qualify. APY=Annual Percentage Yield. APY from 0%-0.25% available depending on checking product selected. Minimum $5 to open membership. No minimum balance required to open a checking account. Depending on checking product selected, minimum balance of $0-$10,000 to earn APY. Referral form or referral code must be referenced at account application. Referring member must be in good standing. Referral and account opening bonus may be reported to IRS. Program details subject to change.

Free Credit Report Review + $25 Gas Card
Offer available to members who complete a credit review between October 1-October 31, 2026. Gas card will be available for pickup in branch or mailed to address on file within 30 days of completing credit review. Branch staff will pull a soft inquiry from Experian. Credit scores can vary across providers.

Business Equipment Loan Discount
*APR = Annual Percentage Rate. Promotional rate available on applications started between October 1 - December 31, 2026. Rate available to qualified borrower for 84-month term only. Borrowers pay any collateral/lien filing fees and 1% origination fee on final loan amount. Rate subject to change. Loan purpose restrictions may apply. Contact a CCCU Business Lender for complete details.

Up to $1,000 off Mortgage Closing Costs
Equal Housing Opportunity. Mortgages not available in all states. Closing cost credit is applied as a lender credit towards eligible closing costs. Closing cost offer available on applications submitted through 12/31/2027 and subject to change. Loans greater than $100,000 may be eligible for up to a $1,000 lender credit, all others may receive up to a $750 lender credit. If applicant does not complete all 5 lessons in the GreenPath Learning Lab+ Home Buying Course, lender credit will be $250 less than quoted amount. Offer not available for home equity or commercial loans. Other restrictions may apply. Contact us for more information. 

New Checking Account
Up to $100 Cash Back: Earn $50 for one or more new ACH direct deposit(s) greater than or equal to $500 in the 60 calendar days from account opening (excludes digital wallet and income earned through self-employment or working an IRS-classified “Gig Economy” job). Earn $50 for making 6 total debit card transactions (excludes ATM usage and digital wallet transactions). Cash Back deposited to qualifying checking within 60 days of qualifying events. Offer valid only on new checking accounts (account owners/co-owners do not currently have, nor have had, a checking account at CCCU in the last 12 months). Accounts must be in good standing at time of qualification. Limited to one offer per household. Cash Back is considered a bonus and is reportable to IRS. APY = Annual Percentage Yield. APY from 0%-0.18% available dependent upon checking account options selected. Rates effective as of 07/01/2025, and subject to change. No minimum balance required to open a checking account. Minimum balance from $0-$10,000 to earn stated APY. Other conditions or restrictions may apply. Call for complete details. Offer subject to change. 

CD Specials
APY = Annual Percentage Yield. Rates effective as of 9/29/2026 and subject to change without notice. Minimum purchase amount is $5,000. 9-month CD for 4.06% APY and 15-month CD for 4.06% APY include a rate boost of 0.20% and are available on certificates with an original balance not included in current CCCU member's 3 month average daily balance. CDs also available for existing CCCU account balances at reduced APY (9-month CD for 3.85% APY, 15-month CD for 3.85% APY). 9-month CD will automatically renew into a 12-month term and 15-month CD will automatically renew into a 24-month term at maturity unless otherwise directed by member. IRA certificates are also available. A penalty for early withdrawal may apply and may reduce earnings. Ask a CCCU representative for complete details.

Student Loan Refinance
By refinancing federal student loans, you may lose certain borrower benefits from your original loans, including interest rate discounts, principal rebates, or some cancellation benefits that can significantly reduce the cost of repaying your loans. Must be a member of credit union, US Citizen or Permanent Resident and have completed a degree at an approved school to be eligible for student refinance loans. Student loans are made by CU Student Choice. CCCU is not the creditor and is compensated by CU Student Choice for referral of loan consumers. $300 cash deposit will be deposited into your savings account within 90 business days from the funding date of your loan. The primary borrower must be a credit union member in good standing at the time of deposit. Limit one cash award per borrower. Recipient is responsible for any applicable federal, state, or local taxes associated with receiving the cash deposit; consult your tax advisor to determine applicable tax consequences. Offer subject to change. Contact CCCU for more details.

3 Months No Payments, No Interest Offer
To qualify, the loan application must be started between 1/3/2026 and 1/3/2027 and the selected repayment term must be 10 years or less. Upon disbursement of your refinance loan, no payments will be required and no interest will accrue during a three-month promotional period. After this three-month promotional period ends, this loan requires full payments of principal and interest. The credit union reserves the right to modify the terms of this offer at any point in the future for new applications.

$300 Cash Offer
To qualify, the loan application must be started between 1/1/2026 and 12/31/2026. Upon approval and disbursement of your refinance loan, the primary borrower will receive a cash deposit of $300. The cash deposit will be awarded in the form of a deposit to your credit union checking or savings account within 90 business days from the funding date of the loan. The primary borrower must be a credit union member in good standing at the time of deposit. Limit one cash award per borrower. The credit union reserves the right to modify the terms of this offer at any point in the future for new applications. Recipient is responsible for any applicable federal, state, or local taxes associated with receiving the cash deposit; consult your tax advisor to determine applicable tax consequences.