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Refi and Earn a $300 Bonus!

Student Loan Refinance

Save. Simplify. Earn.

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Enjoy the freedom to choose the solution that fits your budget and goals. 

  • Simple online application
  • Consolidate federal & private loans
  • Refinance up to $75,000
Get Started

" When I was an undergrad I didn’t think studying abroad would be a possibility for me as I maxed out my financial aid. City & County was able to work with me and my family to finance my study abroad program in France. It was a life changing experience – Thanks City & County for helping make my education dreams a reality. "

MADISON B.

Member Since 2014

Student Loan Refinance
By refinancing federal student loans, you may lose certain borrower benefits from your original loans, including interest rate discounts, principal rebates, or some cancellation benefits that can significantly reduce the cost of repaying your loans. Must be a member of credit union, US Citizen or Permanent Resident and have completed a degree at an approved school to be eligible for student refinance loans. Student loans are made by CU Student Choice. CCCU is not the creditor and is compensated by CU Student Choice for referral of loan consumers. $300 cash deposit will be deposited into your savings account within 90 business days from the funding date of your loan. The primary borrower must be a credit union member in good standing at the time of deposit. Limit one cash award per borrower. Recipient is responsible for any applicable federal, state, or local taxes associated with receiving the cash deposit; consult your tax advisor to determine applicable tax consequences. Offer subject to change. Contact us for more details.

3 Months No Payments, No Interest Offer
To qualify, the loan application must be started between 4/1/2024 and 6/30/2024 and the selected repayment term must be 10 years or less. Upon disbursement of your refinance loan, no payments will be required and no interest will accrue during a three-month promotional period. After this three-month promotional period ends, this loan requires full payments of principal and interest. The credit union reserves the right to modify the terms of this offer at any point in the future for new applications.