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Get More From Your Mortgage

15 Year Mortgage Special with rates as low as 3.64% APR and only $999 in total closing costs.

Refinance Mortgage

Whether you want to lower your rate or change your term, refinance with CCCU to get more from your mortgage. Find your reason to refinance.

  • Lower Your Rate Lower rates mean big savings on interest and a lower monthly payment for you.
  • New Loan Term Refinance to a shorter term to pay off your mortgage faster or to a longer term to make your monthly payments more manageable.
  • Access to Cash Take advantage of a cash-out refinance and utilize the equity in your home.

Calculate Payments

TIP - Bundle your mortgage refinance with a Lockable HELOC and save on closing costs!

APR = Annual Percentage Rate. Closing cost offer for mortgage refinances only. Appraisal fee will vary and is the responsibility of the applicant if the loan is not consummated. Total savings may vary. Payments do not include applicable taxes and insurance, so actual obligation will be greater. $999 closing cost offer good for loans up to $200,000. Loans above $200,000 up to $510,400 closing cost is $1,250. Rates effective 02/03/2020 and can change daily. Payment example: A $100,000 mortgage rate of 3.49% for 15 years would have a principal and interest payment of $714.49. Assuming 80% Loan to Value, the resulting APR would be 3.64%. New Money Only. Minimum loan amount of $25,000.