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City & County Home Equity Loan

Equity, with a purpose

Rates as low as 7.99% APR

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Put purpose to the equity in your home whether you’re looking to upgrade your space or consolidate debt.

  • Lock in a low, fixed rate with a dependable monthly payment
  • Borrow at a 10, 15 or 20 year term
  • Pay no prepayment penalties
  • Easily apply online
Apply Now

TIP – Regardless who financed your mortgage, City & County can help you finance a low-rate home equity loan.

We had never renovated before, but with two growing kids and only two bedrooms, we knew we needed to either renovate or move. My husband’s cancer diagnosis in 2018 made things even tougher. So we approached CCCU about a home equity line of credit. We got approved and added two bedrooms to our home. And the best news? My husband is in remission now.

JANE M.

Member Since 2018

Terms and Conditions

APR=Annual Percentage Rate. APR ranges from 7.99% to 18.00%. Actual rate based on applicant’s credit qualifications, collateral, and loan term. Maximum term available is 240 months. Minimum loan amount is $25,000. Member is responsible for all closing costs. Closing costs including appraisal range from $300-$3,000. Member responsible for cost of appraisal regardless of completion of loan. Appraisal fees may range from $102-$1,000 depending upon location. Payment per $10,000, 80% Loan-To-Value is approximately $121.28 at 7.99% APR for 120 months, $85.15 at 8.24% APR for 240 months, and 90% Loan-To-Value is approximately $88.31 at 8.74% APR for 240 months. Rates subject to change at any time. Other restrictions may apply. Contact us for additional details.