Skip Content

Discover the Possibilities

with a low-rate Home Equity Loan

Rates as low as 4.24% APR

Calculate Payments



Take advantage of the equity in your home to build your dream patio, update your appliances or even add wiggle room to your savings account.

  • Lock in a low, fixed rate with a dependable monthly payment
  • Borrow at a 10, 15 or 20 year term
  • Pay no prepayment penalties
  • Easily apply online

TIP – Regardless who financed your mortgage, City & County can help you finance a low-rate home equity loan.

Terms and Conditions

APR=Annual Percentage Rate. APR ranges from 4.24% to 18.00%. Actual rate based on applicant’s credit qualifications, collateral, and loan term. Maximum term available is 240 months. Minimum loan amount is $25,000. No closing costs. Member is responsible for cost of appraisal regardless of completion of the loan. Appraisal fees may range from $102 - $1,000 depending upon location. Payment per $10,000, 80% Loan-To-Value is approximately $102.58 at 4.24% APR for 120 months, $63.35 at 4.49% APR for 240 months, and 90% Loan-To-Value is approximately $71.85 at 6.00% APR for 240 months. Rates subject to change at any time. Other restrictions may apply. Contact us for additional details.

We had never renovated before, but with two growing kids and only two bedrooms, we knew we needed to either renovate or move. My husband’s cancer diagnosis in 2018 made things even tougher. So we approached CCCU about a home equity line of credit. We got approved and added two bedrooms to our home. And the best news? My husband is in remission now.



Member Since 2018