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More Goals, Less Bills

Transfer your high-rate balances and save.

Plus, earn 2% Cash Back on Balance Transfers

Calculate Savings



Did you know some credit card companies think 24.99% APR is a reasonable rate? Not City & County Credit Union. Transfer your high-rate credit card debt to a City & County credit card and start saving.

  • Pay $0 balance transfer fee
  • Enjoy rates as low as 8.99% APR
  • Fraudulent transaction protection

Plus – Complete a balance transfer NOW – March 31 and earn 2% cash back of your balance.

What’s a Balance Transfer?
If you have a credit card that has an unpaid balance, you’re probably paying interest on it. Sometimes these interest rates can be as high as 24.99% APR. A balance transfer allows you to take the balance on that high interest credit card or store card and move it to a lower rate card – helping you conquer debt & save on interest at the same time.

Already have a CCCU Credit Card? Jump ahead & simply complete our Balance Transfer Form.


Terms and Conditions

APR = Annual Percentage Rate. Credit Card rates as low as 8.99% APR. APR accurate as of 1/1/2022 and may increase or decrease, based on certain creditworthiness, not to exceed state law. 2% Balance transfer promotion ends 03/31/2022 and excludes transfers from CCCU Loan Accounts. Balance Transfer rebate will be deposited to the share account by 5/1/2022 and any balance transfers paid in full by 5/1/2022 will not be eligible. Cash advance fee is 2% or a $2.00 minimum. Foreign Transaction fee is 1% of each transaction in U.S. dollars. See Credit Card Terms & Conditions for complete details. Excludes Business Credit Cards.

I moved to CCCU almost a year ago after leaving another local credit union I had been with for 30 years because their customer service had dropped drastically as they grew larger. In that short time, CCCU has helped me buy a new car, refinance my home at a much lower rate and pay off a credit card. Every single person I have interacted with has been kind, helpful and respectful and they make suggestions to help me consolidate and become more financially fit.



Member Since 2019