APR = Annual Percentage Rate. APR accurate as of 1/1/2020 and may increase or decrease, based on certain credit worthiness, not to exceed state law. 2% Balance Transfer promotion ends 04/30/2020 and excludes transfers from CCCU loan account. Balance Transfer Rebate will be deposited to your share account by 6/1/2020 and any balance transfers paid in full by that date will not be eligible. Cash advance fee is 2% or a $2.00 minimum. Foreign Transaction fee is 1% of each transaction in U.S. dollars. See Credit Card Terms & Conditions for complete details. Excludes Business Credit Cards.