Personal Savings Accounts & Services

No matter your need, we have a savings account for you.

City & County Credit Union offers a variety of savings accounts to fit your individual and family goals whether you are just starting out, saving for your child's future or creating a nest egg for retirement. Check out today's rates. We'll help you find an account that meets your needs – contact us today to set up your savings account.

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Share Savings Money Market Savings Daily Interest Savings

The share savings account establishes your CCCU membership and represents your share as an owner of CCCU. Your account earns a dividend, which is declared at the end of each quarter. If the account is closed prior to the end of the quarter, the dividend is not paid.

  • Minimum balance: $5

Money market savings accounts are perfect for the saver who wishes to earn a higher rate of interest by maintaining the minimum balance.

  • Minimum balance: $2,500 (a fee is charged if you fall below $2,500)
  • Interest accrues daily, paid monthly

The daily interest savings account is perfect if you wish to have a savings account for a specific purpose.

  • Minimum balance: $1
  • Interest accrues daily, paid quarterly
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Certificate of Deposit Reward CD

A CD is a safe investment that allows you to earn a higher interest rate. CDs have various terms and interest repayment options.

  • Minimum balance: $1,000 ($500 for ages 18 and younger)

Reward CDs work towards a regular CD. Over the 12-month term*, you may add money to the balance as often as you wish. You can convert to a traditional CD once your balance reaches $1,000.

  • Minimum balance: $100 ($25 for ages 18 and younger)

*Penalty for early withdrawal is disclosed at the time you invest.

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IRAs

Individual retirement accounts allow you to make the most of every dollar you save for the future. Contributions may be tax deductible, and the tax paid on earnings deferred. CCCU also provides IRAs as certificates of deposit and regular deposit accounts. Contact us today to find the right IRA for you.

Safe Deposit Boxes

Safety deposit boxes can provide you with peace of mind knowing that your documents and other irreplaceable information is in one secure location, safe from fire, theft or loss. You can obtain a safe deposit box through CCCU at our Saint Paul and Lake Elmo offices. Learn more about our secure, convenient and accessible safe deposit boxes.

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