Personal Checking Accounts & Services

Tired of checking accounts that tie you down with minimums, fees, and special requirements? City & County Credit Union offers three checking solutions designed to make life easier and put you in control of your finances. 

  • iSelect Checking offers CCCU members a wide range of features and the ability to customize your account.
  • Advantage Checking lets you earn a competitively tiered interest rate — the higher your balance, the more you earn.
  • AdvantagePlus Checking account is our top-of-the-line checking account with the most rewards, discounts and benefits.

More Saving. Fewer Fees.

Did you know our credit union members pay $360 less in monthly checking fees per year than the national average? Members pay less because we offer many free benefits like mobile banking, mobile deposit, online bill pay, and access to more than 52,000 free ATMs nationwide. What are you waiting for? Find the account that’s right for you and get started today.

Checking Account Features           iSelect Checking

(select two checked options)


      Advantage Checking


  AdvantagePlus Checking

Minimum Balance None $2,500 $10,000
Free Online Bill Pay FREE Optional - with eStatements Optional - with eStatements
Overdraft Protection Optional FREE FREE
Debit Card Cash Back Rewards*
ATM Refunds*
One Free NSF/ Courtesy Pay per year*
Free Checks*
Monthly Interest*
Loan Product Discounts
Contact us to learn more about our checking account offerings Request More Info

Take the Checking Challenge

 Not sure if CCCU checking offers you more than your current bank? Take the CCCU checking challenge (PDF).

The Benefits

With a CCCU checking account, you’ll enjoy several value-added features including access to more than 52,000 free ATMs nationwide as well as free online and mobile services including mobile banking with smartphone apps, eStatements and bill pay. In addition, CCCU members can take advantage of our current promotions and cash back through Cash Perks.

CCCU also can protect your account in the event you don’t have sufficient funds through courtesy pay coverage. In addition, if you apply for a CCCU line of credit, your line of credit will automatically advance to cover overdrafts in the event there isn't enough money in your checking account.


*Checking Account Features vary by checking account level. See the options below

iSelect Checking 
Choose two: Debit Card Cash Back Rewards, ATM Refunds, One Free NSF/Courtesy Pay per year, Free Checks, Interest - Paid Monthly

Advantage Checking
Includes: Interest Paid Monthly, Debit Card Cash Back Rewards, ATM Refunds, Free Checks, Free Overdraft Protection
Restrictions: $2,500 Minimum

AdvantagePlus Checking
Includes: Advantage Checking benefits, Plus Discounts on Loan Products
Restrictions: $10,000 Minimum






Tools & Resources

  • Calculators

  • Deposit Rates

  • Rates

  • Forms

Our Services