Apply For A Loan Online

As your not-for-profit financial cooperative, our first priority is you. 

Whether you’re applying for your first credit card or you’re refinancing your home, we’re here to help you every step of the way.

Apply For A Loan Mortgage Application Contact Us

Use the guide below to select the correct online loan application.

Apply for a Credit Card or Loan

Use the first link to apply for a credit card or loan, including our $999 10 or 15-Year Refi Mortgage Special.

Get Pre-Qualified for a Mortgage or Refinance With Us

Use the middle link to get pre-qualified for a mortgage. If you currently own a home, consider refinancing with us and finding thousands in savings. 

Note: If you're applying for the $999 10-Year Refi Mortgage Special, use the 'Apply For A Loan' link.

Contact Us

If you have any questions, concerns or hesitations during your application process, reach out to us at ant of our credit union branches in the Saint Paul area. We work hard to make sure we answer every question in a timely, accurate and friendly manner.


"I tell everyone about City & County Credit Union. The staff helped me
refinance two auto loans, and I now save $353 each month and will
save over $15,000 at the end of my loans. I couldn't be happier."

- Alyssa, Member since 2015

Become a CCCU Member

CCCU: the feel of a community bank with the convenience, technology and financial know-how of a national institution. For more than 85 years, City & County Credit Union has been providing our member-owners who live, work, worship or attend school in Ramsey, Washington, or Northern Dakota County a wide array of financial services. Experience the CCCU difference.

join cccu