Youth & Student Services

When it comes to saving money, it's never too early to start. City & County offers a variety of tools to teach kids and teens the basics of money management.

Youth Education

  • Kid's Club
    Saving money can be fun and rewarding with the Kid's Club. Kids are encouraged to save money with interactive quarterly newsletters and a birthday gift.
  • 5-Spot Club House
    The 5-Spot Clubhouse is our online learning site for kids ages 6-10. It features interactive games, videos, calculators, and entertaining stories dealing with money matters.
  • Hit the Road
    Plan your adventure from Washington DC to Colorado. But watch out, you'll need to buy enough food, maybe work odd jobs and be ready for unexpected events along the way. See how well you can survive! Click here to play.
  • Biz Kids 
    Can you outsmart the competition and make your business work? Test your skills and try to earn the best score. Click here to play.
  • Renegade Buggies
    This dynamic and endless runner game lets kids drive a supercharged buggy while picking up items off their list. They'll need to collect coins and coupons to make sure they save enough money to visit the Virtual Auto Body Shop to improve their buggy. Click  here for details and app download information.
  • Business and Money Math Games
    Use this resource to find games to improve your money math skills, become an expert on the value of dollars and coins, and learn how to add and subtract money. Plus, find tools, games and money lessons for every age. Improve your money skills here.


Family Involvement Council
The Family Involvement Council Scholarship is for traditional and non-traditional students who are members of a state-affiliated credit union in good standing. 
Deadline: February 1st, 2017
Amount: $1,000 & $500

Located at our Lake Elmo Branch, Money on the Bookshelf is a free financial literacy program that encourages children to learn about the basics of money. Aimed at children aged 4-14, this program is a simple way to encourage your child to read and learn how money works. 

How it Works

  1. Pick a book from our Money on the Bookshelf Library.
  2. Check out your book with a CCCU Team Member and receive your tracking bookmark.
  3. Take your book home and read!
  4. Return your book to a CCCU Team Member and check out another book. 
  5. Earn a $5 CCCU Coupon after reading 5 books. Buy something from our store or add the coupon to your savings account!

Learn more about the importance of financial literacy.

 Website -Reading in East Metro

Special thanks to the Minnesota Credit Union Foundation for helping us fund this project through their grant program! 

Student Services

Our student services package will help teens manage money, build a credit history and achieve financial independence.

Reward Certificate of Deposit Checking MasterCard® Credit Card

Learn the value of saving money and earning interest with a Reward CD. Open a Reward CD with as little as $25, earn a competitive interest rate, and keep the savings growing - you can deposit money at any time during the one-year term. Find CD rates here.

An iSelect checking account is a convenient, no minimum balance option for students.

Credit cards can be a useful financial tool; you'll need one to build a credit history, which can help you obtain anything from a cell phone to a new car. Enjoy a no-annual fee, low rate card at your Credit Union. If you are under 21, a qualified co-applicant may be required.

Student Loans Student Prepaid & Reloadable Cards Tips for Teens

CCCU offers private student loans, which can be used for virtually any school related expense. Find more information here.

A prepaid card gives you a safe and easy way to access the money you need. Unlike a credit or debit card, you can only spend the amount loaded on the card, so there's no risk of overdraft. Cards are reloadable, provide access to cash at any Visa ATM, and offer protection from fraudulent use of a lost or stolen card.

Find helpful money tips and tools to learn more about finances.

Linked sites are not under the control of City & County Credit Union (CCCU). CCCU is not responsible for the contents of any linked site or any link contained in a linked site, or any changes or updates to such sites. Security and privacy policies may differ from those practiced by CCCU. The credit union does not represent either the third party or the user if a transaction is entered into with a linked site.

Tools & Resources

  • Calculators

  • Deposit Rates

  • Loan Rates

  • Forms

Financial Education