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Business Savings, Checking and CD Rates

Updated March 2016

Business Savings Accounts

Account Type Dividend Rate APY Minimum to Open
Account Type: Business Share Savings 0.15% 0.15% $5

APY = Annual Percentage Yield

Dividends are declared at the end of each quarter. For the previous quarter, the above APYs were earned. All accrued earnings are forfeited if a dividend earning account is closed before the end of the quarter. Rates are subject to change without notice.

Business Certificates of Deposit

Account Type Interest Rate APY Minimum to Open
Account Type: 6 month 0.30%
 0.30% $1,000
Account Type: 12 month 0.60%
 0.60% $1,000
Account Type: 24 month 0.70%
 0.70% $1,000
Account Type: 36 month 0.90%
 0.90% $1,000
Account Type: 48 month 1.05%
 1.05% $1,000
Account Type: 60 month 1.15%
 1.15% $1,000
Account Type: Smart CD  Interest Rate APY Minimum to Open
Account Type: 12 month 0.70%
 0.70% $10,000
Account Type: 24 month 0.80%
 0.80% $10,000
Account Type: 36 month 1.00%
 1.00% $10,000
Account Type: 48 month 1.15%
 1.15%  $10,000
Account Type: 60 month 1.25%
 1.26% $10,000

6 month CD not available for IRA. A penalty may be imposed for early withdrawal.

Business Checking Accounts

Account Type Interest Rate APY Minimum to Open
Account Type: Business Select Checking N/A N/A $100
Account Type: Business Advantage Checking 0.15%
 0.15% $2,500
Account Type: Business AdvantagePlus Checking 0.25% 0.25% $10,000

Business Advantage interest rate earned only if interest option is selected upon opening account. Other than sole proprietorships, for-profit organizations are prohibited from holding interest-bearing checking accounts.

Account Type Interest Rate APY Minimum to Open
Account Type: Business Dividend Checking* 0.07% 0.07% $2,000

*These accounts no longer offered.

Health Savings Accounts (HSAs), Money Market & Individual Retirement Accounts (IRAs)

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