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Business Savings, Checking and CD Rates

Updated August 2019

Business Savings Accounts

Account Type Dividend Rate APY Minimum to Open
Account Type: Business Share Savings 0.15% 0.15% $5

APY = Annual Percentage Yield

The dividend rate and annual percentage yield may change at any time as determined by the Credit Union's Board of Directors and are the rates and yields that the Credit Union anticipates paying for the applicable dividend period. All accrued earnings are forfeited if a dividend earning account is closed before the end of the quarter.

Business Certificates of Deposit

Account Type Interest Rate APY Minimum to Open
Account Type: CD Special Limited Time Offer 1.99% 2.00% $1,000
Account Type: 6 month 0.90% 0.90% $1,000
Account Type: 12 month 1.45% 1.46% $1,000
Account Type: 24 month 1.75% 1.76% $1,000
Account Type: 36 month 2.10% 2.12% $1,000
Account Type: 48 month 2.50% 2.52% $1,000
Account Type: 60 month 2.60% 2.63% $1,000

A penalty may be imposed for early withdrawal.

CD Special | APY = Annual Percentage Yield. A penalty may be imposed for early withdrawal. Certificate Special requires 'New Money' (funds outside CCCU, deposited within 45 days prior to certificate open date) to qualify for 2% APY offer. CD Special can't be combined with any other offer. Certificate requires $1,000 minimum deposit. 

Business Checking Accounts

Account Type Interest Rate APY Minimum to Open
Account Type: Business Select Checking N/A N/A $100
Account Type: Business Advantage Checking 0.15%
0.15% $2,500
Account Type: Business AdvantagePlus Checking 0.25% 0.25% $10,000

Business Advantage interest rate earned only if interest option is selected upon opening account. Other than sole proprietorships, for-profit organizations are prohibited from holding interest-bearing checking accounts.

Account Type Interest Rate APY Minimum to Open
Account Type: Business Dividend Checking* 0.07% 0.07% $2,000

*This account is no longer offered.

Health Savings Accounts (HSAs), Money Market & Individual Retirement Accounts (IRAs)

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